Apply for Personal Loan on 10.75% rate of interest

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People who are not in the position to pledge any property and are in the urgent need of cash now have a better choice to avail fast cash. It is possible only with the help of a personal loan. There are various sources from which you can avail unsecured debt at low-interest rates. HDFC Personal Loan is such a beneficial scheme to attain cash within a short span of time.

Why Personal Loan Mandi?

  1. The Loan amount is based upon the income and the repayment capability of the person.
  2. There is no need to put any property or asset as collateral to the lender.
  3. It involves simple procedures and fast loan approvals.
  4. There is no need to provide a cosigner to avail this loan.
  5. There is no process involved to verify the collateral.
  6. There is no upper limit to borrow money.

Interest Rates Personal Loan Mandi

Personal Loan generally comes with an affordable interest rate.  The initial interest rate of the Personal Loan is 10.75% per year, but this rate keeps on varying from time to time. Also, the interest rate differs from person to person and also depends on one’s monthly salary or income.

Who are eligible for Personal Loan Mandi?

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and 1-year experience in the current job.
  4. CIBIL Score must be more than 700.
  5. A person who gets his/her salary in cash is not eligible for availing Loan

Self Employed Individuals:

  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be operating for the last 3 years.
  5. CIBIL Score should be more than 700.

Documentation for Personal Loan Mandi

  1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
  2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
  3. Income Proof: Salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed, you have to give your ITR statement for last 3 years.
  4. It is important to note that if you don’t get your salary in the bank account, then you won't be eligible to apply for a loan.

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

 

 

 

 

 

 

How to Apply?

Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.

  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.

Dialabank is one of the best platforms to apply for a personal loan as we provide you all kinds of loan at a very affordable rate of interest.

About Mandi

Mandi is one of the largest cities of Himachal Pradesh located on the banks of Beas River. Earlier it was known as Manav Nagar and Sage Mandav. Presently it is known as a commercial center of Himachal Pradesh with seven historical temples.

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PERSONAL LOAN INTEREST RATES

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EMI Calculator

Personal Loan Interest Rates