Avail Best Deals on Personal Loan

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Facing some difficulty in handling rising expenses of the family? If yes, you can consider availing personal finance. It is a loan that takes care to the needs of a person without any hassle. These loans do not require any of the assets and requires less documentation for its approval.

Information you must know before applying for personal loan

  1. Documents
  2. Eligibility
  3. Features & Benefits
  4. Personal Loan Interest Rates

Why one should opt for personal finance in Varanasi?

  1. Low processing charges
  2. Less documentation
  3. Quick and risk free
  4. No cosigner required
  5. Affordable interest rates
  6. Collateral free Loan
  7. Easily available

Personal Loan Interest Rates

HDFC Bank State Bank of India Axis Bank
13% 13.5% 14% - 24%

Who are eligible for Personal Loan in Varanasi?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.

Salaried Individuals

  1. Salary: Rs 10,000
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

*A person getting salary in cash is not eligible for availing Loan at affordable rates.

Self Employed Individuals

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory

Documentation for Personal Loan

Salaried Individual Self Employed People
Last 2 month salary slips Last 2 years Balance Sheet
Last 2 year Form 16 Last 2 Years ITR
Latest 6 months bank statement
PAN Card photocopy
Residence & Address Proof
2 passport size photographs

About Varanasi

Varanasi is situated in Uttar Pradesh. It is also known as Benaras and Kashi. Varanasi is also known as "the city of lights". It lies on the banks of the Ganga River. Varanasi is famous as the city of temples, and it is more than 3000 years old.

Other leading personal loan providers in Varanasi (Click to Apply)

  1. HDFC Personal Loan
  2. Citibank Personal Loan
  3. Axis Bank Personal Loan
  4. PNB Personal Loan
  5. SBI Personal Loan
  6. ICICI Bank Personal Loan
  7. Fullerton India Personal Loan

Personal Loan EMI Calculator Personal Loan Interest Rates
Personal Loan EMI Calculator Personal Loan Interest Rates

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