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Facing some difficulty in handling rising expenses of the family? If yes, you can consider availing personal finance. It is a loan that takes care to the needs of a person without any hassle. These loans do not require any of the assets and requires less documentation for its approval.
Information you must know before applying for personal loan
Why one should opt for personal finance in Varanasi?
- Low processing charges
- Less documentation
- Quick and risk free
- No cosigner required
- Affordable interest rates
- Collateral free Loan
- Easily available
Personal Loan Interest Rates
|HDFC Bank||State Bank of India||Axis Bank|
|13%||13.5%||14% - 24%|
Who are eligible for Personal Loan in Varanasi?
Salaried, self employed people and self employed professionals are eligible for availing personal loan.
- Salary: Rs 10,000
- Minimum and Maximum Age: 21 and 60 Years.
- Work Experience: Overall 3 years and one year experience in current job.
*A person getting salary in cash is not eligible for availing Loan at affordable rates.
Self Employed Individuals
- Min and Maximum Age: 25 and 65 years.
- An Annual ITR of 2.5 to 3 lakh is required.
- Residence: Office or Home should be owned.
- Business Stability: Your business should be running from last 3 years with continuous profit.
- Telephone / Mobile at office: Mandatory
Documentation for Personal Loan
|Salaried Individual||Self Employed People|
|Last 2 month salary slips||Last 2 years Balance Sheet|
|Last 2 year Form 16||Last 2 Years ITR|
|Latest 6 months bank statement|
|PAN Card photocopy|
|Residence & Address Proof|
|2 passport size photographs|
Varanasi is situated in Uttar Pradesh. It is also known as Benaras and Kashi. Varanasi is also known as "the city of lights". It lies on the banks of the Ganga River. Varanasi is famous as the city of temples, and it is more than 3000 years old.
Other leading personal loan providers in Varanasi (Click to Apply)
- HDFC Personal Loan
- Citibank Personal Loan
- Axis Bank Personal Loan
- PNB Personal Loan
- SBI Personal Loan
- ICICI Bank Personal Loan
- Fullerton India Personal Loan
|Personal Loan EMI Calculator||Personal Loan Interest Rates|
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