Are you looking for external financial help to meet your personal requirements? If yes, then you can avail a personal loan. It is a loan that can be used for different purposes like paying debts, going for a holiday, paying tuition fees and many more. Personal Loan provides a solution to all problems of financial needs and cash urgently

 Features of Personal Loan Dehradun

  1. The Loan amount depends upon the income and repayment capability of the person.
  2. It is a multi-purpose offer that can be used for almost all financial problems of life.
  3. No need to put any property or asset as Collateral to the lender.
  4. No cosigner needed.

Interest Rates Personal Loan Dehradun

Personal Loan generally comes with an affordable interest rate.  The initial interest rate of the Personal Loan is 10.75% per year, but this rate keeps on varying from time to time. Also, the interest rate differs from person to person and also depends on one’s monthly salary or income.

Eligibility for Personal Loan Dehradun

Salaried:

  1. Minimum age: 21 year
  2. Maximum age: 60 years
  3. Net monthly income: Rs. 18,000
  4. Minimum Experience: 6 months in a current job
  5. * In case of Super A company minimum experience in current job: 3 months.

Self-employed:

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. Minimum annual turnover: Rs. 20 lakh
  4. Total experience in business: 5 years

Documents for Personal Loan Dehradun

  1. One Identity Proof is needed to apply for a Personal Loan. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport.
  2. After that one proof of residence is required. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills.
  3. One income proof is also required. You can provide salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed you have to provide you ITR statement of last three years.
  4. It is important to note that if you don’t get your salary in bank account then you are not eligible to apply for a loan. 

Salaried

Self Employed

Last 3 month salary slips

Last 2 years ITR

Latest 6 month bank statements of salaried account

Latest 6 month bank statements of current account

Photocopy of Pan Card

Residence & Address Proof

2 passport size photographs

 

 

 

 

 

 

How to Apply?

  1. Visit www.dialabank.com .
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.
  4. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

About Dehradun

Dehradun is the capital of Uttaranchal. It is in the center of the heavenly Doon Valley and surrounded by the lower ranges of mountains in the Himalayas to the north and mist clad Shivalik mountain ranges to the south. Because of its geographical location, it is also called Doon Valley.

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PERSONAL LOAN INTEREST RATES

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Personal Loan Interest Rates