Persona Loan is the financial product given by banks and NBFCs to its customers in which borrower is not required to have collateral to pledge against the loan amount. As a result, this loaning scheme is said to be a secure way of taking a loan from the bank. Moreover, it is one of the most availed loaning schemes of all time as the principal amount ranges from 50,000 Rs to 50 Lac rupees making people use it for all bigger and smaller needs. One thing you need should keep in mind while availing this loan is to have an excellent CIBIL score. In case your CIBIL is not up to the required criteria bank won’t be providing any personal loan.

About Personal Loan Rudrapur

Are you thinking about taking credit but don’t know which one is the best option for you?  Getting intimidated by so many different loaning schemes? Then we are here to help you. With a personal loan, you can be sure that you will have enough funds to turn your dreams into reality. As the name suggests, it’s a loan which provides funds to the individual for their personal needs. You can use the principal loan amount to pay up your medical bills, or you can use to pay for your wedding expenses. Bank has no restriction on the expenditure of the loan amount. It is one of the fastest ways of taking a loan from the bank in a short amount of time.

The interest rate for Personal Loan Rudrapur

10.75% is the minimum interest rate you can expect from a personal loan. One more thing you need to know is that once the interest rate is decided it will remain the same throughout the tenure period. For Personal loan, the bank chooses to the loan amount and its respective interest rate by taking in consideration of income eligibility and the documents provided.

Features of Personal Loan Rudrapur

  1. Loan amount up to Rs 15 lakhs.
  2. Minimum paperwork
  3. Lowest Interest rates.
  4. No collateral or security or Guarantee required.
  5.  Loan tenure from 12 to 60 months.
  6. Quick approval within 48 hours.

Who are eligible for Personal Loan Rudrapur?

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.
Salaried Individuals
  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and 1-year experience in the current job.
  4. CIBIL Score must be more than 700.
  5. A person who gets his/her salary in cash is not eligible for availing Loan
Self Employed Individuals
  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be operating for the last 3 years.
  5. CIBIL Score should be more than 700.

Documentation for Personal Loan Rudrapur

  1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
  2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
  3. Income Proof: Salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed, you have to give your ITR statement for last 3 years.
  4. It is important to note that if you don’t get your salary in the bank account, then you won't be eligible to apply for a loan.

How to Apply Personal Loan Rudrapur Online?

Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.
  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.
  4. Dialabank is one of the best platforms to apply for a personal loan as we provide you all kinds of loan at a very affordable rate of interest.

About Rudrapur

Rudrapur is a city in the state of Uttarakhand. The city has grown with many automobile and agro-based industries, some of them are Britannia Industries, Greenply Industries Ltd., Parle Agro, HCL, HP, Hindustan Zinc Limited, Ashok Leyland, etc

REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES

 

 

Reminder Services

 

 

EMI Calculator

 

 

Personal Loan Interest Rates