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Personal Loan

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Sometimes, an external help could be useful to nurture the proper shape of our finances. Availing a Personal Loan for this reason could be considered as a sound decision for the arrangement of instant money. The processing terms involved in taking a personal loan requires little documentation and no strict policies.

Check following items before applying for Personal Loan

  1. Documents
  2. Eligibility
  3. Features & Benefits
  4. Personal Loan Interest Rates

Why one should choose Personal Loans in Goa?

  1. Low processing charges
  2. Less documentation
  3. Quick and risk free
  4. No cosigner required
  5. Affordable interest rates
  6. Collateral free Loan
  7. Easily available

Personal Loan Interest Rates:

HDFC Bank State Bank of India Axis Bank
13% 13.5% 14% - 24%

Who are eligible for Personal Loan in Goa?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.

Salaried Individuals:

  1. Salary: Net Rs 10,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

*A person getting salary in cash is not eligible for availing Loan at affordable rates.

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory

Documentation for Personal Loan

Salaried Individual in Hyderabad Self Employed People in Hyderabad
Last 2 month salary slips Last 2 years Balance Sheet
Last 2 year Form 16 Last 2 Years ITR
Latest 6 month bank statements
Photocopy of Pan Card
Residence & Address Proof
2 passport size photographs

About Goa

Goa is the located in western India. It is famous for its beaches, places of worship and world heritage architecture. It is visited by a lot of international and domestic tourists each year.

Other Leading Personal Loan Providers in Haridwar (Click to Apply)

  1. HDFC Personal Loan
  2. SBI Personal Loan
  3. ICICI Bank Personal Loan
  4. Axis Bank Personal Loan
  5. PNB Personal Loan
  6. Citibank Personal Loan
  7. Bandhan Bank Personal Loan
  8. Fullerton India Personal Loan
  9. Personal Loan from Other Banks

Personal Loan Calculator Personal Loan Interest Rates
Personal Loan Calculator Personal Loan Interest Rates

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