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Personal loan

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Personal Loan is a kind of loan through which a person can avail money instantly without any hassle within a time interval of 2-3 days. Personal loan in Vizianagaram is collateral free and is without any security. Personal loan provides financial help to the customer who are in dire need.

Why personal loan in Vizianagaram?

  1. Less paper work
  2. Fast approval of loan
  3. Flexible interest rates
  4. Door step service

 

Personal loan interest rate in Vizianagaram

Bank Benefits
HDFC Bank Rate 11.49 % – 17.25%
Loan amount maximum 25 Lakh
Repayment period 12-60 months
No security
Fullerton Bank Rate 17.25%
Maximum loan up to 20 Lakhs for salaried
For self-employed Rs. 30,00,000
Repayment period 12 to 48 months
No collateral
Bajaj Maximum amount: 15 Lakh
Minimum amount: Rs. 50,000
Rate of Interest 13.99% - 16.00%
Repayment period is 12-60 months

 

Eligibility Criteria for Personal Loan in Visakhapatnam

Salaried :

  1. Minimum age: 21 year
  2. Maximum age : 60 years
  3. Net monthly income: Rs. 15,000
  4. Minimum Experience:6 months in current job.
  5. Total experience required: 1 year

Self employed :

  1. Minimum age: 25 year.
  2. Maximum age: 65 years.
  3. Minimum annual turnover: Rs. 20 lakh
  4. Experience in current bussiness: 3 years
  5. Total experience in bussiness: 5 years

 

Documents You Need to Apply for Personal Loan

Salaried Self Employed
Last 3 month salary slips Last 2 years ITR
Latest 6 months bank statement
Photocopy of Pan Card
Residence & Address Proof
2 passport size photographs

 

About Vizianagaram:

Vizianagaram is a city in Vizianagaram district of Andhra Pradesh. The city is important center of Education and commerce. The city is also known as "City of Education". The major language spoken in Vizianagaram is Telgu.