Personal Loan Thane Dialabank

What is a personal loan?

Personal Loan is financial assistance provided by the banks to meet various requirements. Money that is borrowed from any financial institution for personal use is known as Personal Loan. Life is full of excitements and adventures. One may need finance at any point in time. Personal Loans can be provided for requirements like a medical emergency, marriage, vacation trip, etc. You may knock at the door of any bank or any NBFC as per your eligibility.

Personal Loan is unsecured finance that means it does not require any collateral. You do not need to deposit any mortgage or security. You can get a Personal Loan on the basis of your eligibility like monthly income, banking history, CIBIL score, employment profile, etc.

The interest rates for a personal loan vary according to the banks. Banks check your profile and credibility to ensure your repayment capacity. Check personal loan interest rates offered across the leading banks in India.

Bank Name

Interest Rate

Tenure(in years)

HDFC Bank

10.99%  onwards

1 - 5

ICICI Bank

11.49%  onwards

1 - 5

Fullerton India

17.50%  onwards

1 - 5

PNB Bank

10.95%  onwards

1 - 5

 

 

 

 

 

 

 

Different options Personal Loan Thane

All top banks and NBFCs provide personal loans in Thane. Different banks and NBFC’s that offer personal loans in Thane are: SBI, HDFC Bank IDBI Bank, RBL Bank, Indian Bank, Punjab National Bank, Fullerton Dena Bank, Bank of India, Union Bank of India, Axis Bank,Canara Bank, IndusInd Bank,Standard Chartered Bank,Bajaj Finance,ICICI Bank etc.

For more expert and unbiased advice on personal loans, please give us a call on +91-98789-81166 or 033-60011600

Features of Personal Loan Thane

  1. Simple documentation and quick processing
  2. Short-term loans for salaried & self-employed individuals.
  3. No collateral, security or guarantor required
  4. Can choose from tenures ranging from 1 to 5 years
  5. Online application facility
  6. Special offers for professionals like doctors, chartered accountants, company secretaries, etc. depending on the lender’s policies.
  7. Loan amount ranging from thousands to lakhs.

Eligibility Criteria for Personal Loan Thane

Salaried

Minimum age: 21 year

Maximum age: 60 years

Net monthly income: Rs. 18,000

Minimum Experience in the current job: 1 year

* In the case of Super A company minimum experience in current job: 3 months

Self-employed

Minimum age: 25 years.

Maximum age: 65 years.

Minimum annual turnover: Rs. 20 lakh

Total experience in business: 5 years Documents Required

 

Documentation for Personal Loan Thane

1.     One Identity Proof is needed to apply for a Personal Loan. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport.

2.     After that one proof of residence is required. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills.

3.     One income proof is also required. You can provide salary slips of the last 6 month or bank account statements where you get your salary. If you are self-employed, you have to provide an ITR statement for the previous three years.

4.     It is important to note that if you don’t get your salary in the bank account, then you are not eligible to apply for a loan.

Self Employed

1.    Last 3-months salary slips

2.    Last 3 years ITR

3.    Latest 6-month bank statements of salaried account

4.    Latest 6-month bank statements of current account

5.    Photocopy of Pan Card

6.    Residence & Address Proof

7.    2 passport size photographs

 

Apply for Personal Loan Thane

Anybody can apply for Personal Loan online in 2 minutes.

1.     Visit www.dialabank.com.

2.     After that, apply for a Personal Loan online.

3.     Enter your contact number so that we can contact you back.

4.     Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

 

Benefits of getting a Loan through Dialabank

  1. Lower interest rates (up to 10.75 percent depending upon the candidate’s credit profile)
  2. Quick Approval in 2 hrs.
  3. Easy Documentation and flexible loan tenure.
  4. Get a dedicated helpline for your loan enquires.

Give us a call on +91-98789-81166 or 033-60011600

About Thane

Thane is a metropolitan city in India in the state of Maharashtra. This city is also called "The City of Lakes" because it is surrounded by 35 lakes. The city is an immediate neighbor of Mumbai city which is considered as the finance capital of India and one of the most populated urban areas in the world.

Other Leading Personal Loan Providers in Thane (Click to Apply)
Citibank Personal Loan PNB Personal Loan SBI Personal Loan Other Banks

 


REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES

Reminder Services EMI Calculator Personal Loan Interest Rates

 

Personal loan

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.