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Personal loan


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When you are in the urgent need of cash and even do not have any asset to pledge, do not worry when unsecured loans are there for you. These loans are known as Personal Loan. One can easily apply for these loans without providing any security like home or car. One can avail Unsecured Debt easily that too within 48 - 72 hours.


Citibank Personal Loan Interest Rates  : @15.50% - 19%


Why one should choose Citibank Personal Loan in Pune?

People who are in the urgent need of money and are planning to avail loan must go for Citibank Personal Loan. It offers following features such as:

  • Loan quantum from Rs 50,000 to Rs 25 Lakhs is available.
  • One can use Unsecured Debt for any personal purpose.
  • Personal Finance can be availed with minimal documentation.
  • It is a loan easily and quickly available.


Who are eligible for Citibank Personal Loan in Pune?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.


Salaried Individuals:

  • Salary: Rs 18,000 Monthly.
  • Minimum and Maximum Age: 21 and 60 Years.
  • Work Experience: Overall 3 years and one year experience in current job.


*A person getting salary in cash is not eligible for availing Loan  at affordable rates.


Self Employed Individuals:

  • Min and Maximum Age: 25 and 65 years.
  • An Annual ITR of 2.5 to 3 lakh is required.
  • Residence: Office or Home should be owned.
  • Business Stability: Your business should be running from last 3 years with continuous profit.
  • Telephone / Mobile at office: Mandatory

Documentation for Personal Loan


Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Pune

Pune is one of the largest cities of India with sixth largest per capita income in the country.  It is known as the cultural capital of Maharashtra state. It is rising as the major place for IT, outsourcing and manufacturing companies for further expansion.




Special Note: Citibank does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.






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