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Personal loan

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There are various loans available in the market which are only designed for a specific purpose.  Personal Loan is the wonderful loan scheme through which a person can get monetary assistance to fulfill all sort of financial hiccups. Unsecured Loan is the best one as one can easily arrange funds within 2 days without many hassles. A person can use the procured money for various personal requirements like medical expenses, travelling expenses and education expenses.


Citibank Personal Loan Interest Rates  : @15.50% - 19%


Why one should choose Citibank Personal Loan in Bangalore?

Citibank Personal Loan offers following features such as:

  1. A loan which do not requires any collateral.
  2. A loan which requires simple and minimal documentation.
  3. A loan which involves simple and easy loan procedure.
  4. A loan available for salaried and self employed people.


Who are eligible for Citibank Personal Loan in Bangalore?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.

Salaried Individuals:

  1. Salary: Rs 12,000 Monthly.
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

       *A person getting salary in cash is not eligible for availing Loan  at affordable rates.

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory


Documentation for Personal Loan

Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Bangalore

Bangalore is the capital of Karnataka. It was formerly known as the garden city. With the establishment of various IT industries, it is popularly known as II capital of India. It is often called as Silicon Valley of India. Various people prefer to live in this city due to its cosmopolitan style.



Special Note: Citibank  does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.






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