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Personal loan

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There are many people in the world with different dreams and needs that cannot be met due to shortage of funds. They must need an additional support to fulfill their personal dreams. Whenever you want to buy an expensive household item or need additional funds for daughter's wedding you can avail Personal Loan. It is a multipurpose loan specially planned to meet all of the personal requirements easily.


Citibank Personal Loan Interest Rates  : @15.50% - 19%


Why one should choose Citibank Personal Loan in Chennai?

Citibank offers Citibank Personal Loan at low interest rates with following features such as:

  1. It is a loan scheme with no collateral requirement.
  2. It is a loan scheme with less and simple procedures.
  3. It is a loan which is available within 48 hours.
  4. It is a loan with a tenure period of 12- 60 months.


Who are eligible for Citibank Personal Loan in Chennai?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.


Salaried Individuals:

  • Salary: Rs 12,000 Monthly.
  • Minimum and Maximum Age: 21 and 60 Years.
  • Work Experience: Overall 3 years and one year experience in current job.

    *A person getting salary in cash is not eligible for availing Loan  at affordable rates.


Self Employed Individuals:

  • Min and Maximum Age: 25 and 65 years.
  • An Annual ITR of 2.5 to 3 lakh is required.
  • Residence: Office or Home should be owned.
  • Business Stability: Your business should be running from last 3 years with continuous profit.
  • Telephone / Mobile at office: Mandatory


Documentation for Personal Loan

Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs



About Chennai

Chennai is the capital of Tamil Nadu formerly known as Madras. It is commonly known as the Cultural Capital of South India. The whole economy of Chennai revolves around automobile, computers, IT and manufacturing industries. It has got nickname "Detroit of India" as the main part of the automobile industry is based in Chennai.


Special Note: Citibank  does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.






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