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Personal loan

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For every sundry requirement, we need finance and you may lack appropriate funds to accomplish these needs. These needs can be easily fulfilled with the help external help easily. Personal Loan is the good option to avail instant cash without any hassle. It is a loan that can be used to mitigate all of the personal expenses easily.


Citibank Personal Loan Interest Rates  : @15.50% - 19%


Why one should choose Citibank Personal Loan in Kolkata?

Today various banks are in the good form for providing Unsecured Debt at affordable interest rates with following features such as:

  1. No Collateral requirement.
  2. Loan available devoid of hassles.
  3. Loan available within 48 hours with easy documentation.
  4. A good form of Finance that can be utilised for various personal purposes.

Citibank Personal Loan is one among these form with its devastating features and uses.


Who are eligible for Citibank Personal Loan in Kolkata?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.


Salaried Individuals:

  • Salary: Rs 12,000 Monthly.
  • Minimum and Maximum Age: 21 and 60 Years.
  • Work Experience: Overall 3 years and one year experience in current job.


*A person getting salary in cash is not eligible for availing Loan  at affordable rates.


Self Employed Individuals:

  • Min and Maximum Age: 25 and 65 years.
  • An Annual ITR of 2.5 to 3 lakh is required.
  • Residence: Office or Home should be owned.
  • Business Stability: Your business should be running from last 3 years with continuous profit.
  • Telephone / Mobile at office: Mandatory

Documentation for Personal Loan


Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Kolkata

Kolkata is the capital city of West Bengal situated on the bank of Hooghly River.  It is one of the chief metropolitan cities of India. This city is a complete pool of talent. People here are more fervent about arts, football and cricket.



Special Note: ICICI Bank does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.






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