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Personal loan


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Every individual revolves around a circle of needs and desires. These requirements need only finances. But inappropriate funds do not let them fulfill their dreams. At this point of time, Personal Loan proves to rescue people to finance their needs. It is a loan option to get rid of all of the financial worries at once with ease. One can lead a smooth life after availaing unsecured debt.


Citibank Personal Loan Interest Rates  : @15.50% - 19%


Why one should choose Citibank Personal Loan in Goa?

Citibank Personal Loan is the most convinient loan option to cater all of the personal desires with following features such as:

  • No hassles only approvals with ease.
  • A multipurpose need used for multiple personal needs.
  • A loan with minimal documentation.
  • A loan with easy loan procedures.


Who are eligible for Citibank Personal Loan in Goa?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.


Salaried Individuals:

  • Salary: Rs 10,000 Monthly.
  • Minimum and Maximum Age: 21 and 60 Years.
  • Work Experience: Overall 3 years and one year experience in current job.


*A person getting salary in cash is not eligible for availing Loan  at affordable rates.


Self Employed Individuals:

  • Min and Maximum Age: 25 and 65 years.
  • An Annual ITR of 2.5 to 3 lakh is required.
  • Residence: Office or Home should be owned.
  • Business Stability: Your business should be running from last 3 years with continuous profit.
  • Telephone / Mobile at office: Mandatory

Documentation for Personal Loan


Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Goa

Goa is India’s tiniest state by area and the fourth smallest by inhabitants. Goa is well known for its beaches, places of devotion and world heritage architecture. It has affluent vegetation and fauna due to its location on Western Ghats.




Special Note: Citibank does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.






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