Best Offer @14 % - Check your Eligibility (Apply Online / Call Us)
Personal Loan is a loan which is offered to the people who do not have an asset or do not want to provide assets as collateral to the lender. It is a scheme that allows the person to use the borrowed amount for almost all purposes without any hassle. This factor makes the Personal Loan the best offer to apply for in need.
SBI Personal Loan Interest Rates : @14 %
Why one should choose SBI Personal Loan in Navi Mumbai?
- There is no need to put a precious asset as collateral to the lender to avail money.
- The Loan amount is based upon the income and the repayment capability of the person.
- It involves simple procedures and fast approvals.
- There is no need for a cosigner to avail this loan.
- It is a multi-purpose offer that can be used for almost all financial problems of life.
Who are eligible for SBI Personal Loan in Mumbai?
Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.
- Salary: Rs 18,000 Monthly.
- Minimum and Maximum Age: 21 and 60 Years.
- Work Experience: Overall 3 years and one year experience in the current job.
*A person getting a salary in cash is not eligible for availing Loan at affordable rates.
Self Employed Individuals:
- Min and Maximum Age: 25 and 65 years.
- An Annual ITR of 2.5 to 3 lakh is required.
- Residence: Office or Home should be owned.
- Business Stability: Your business should be running from last 3 years with continuous profit.
- Telephone / Mobile at office: Mandatory
Documentation for Personal Loan
|Salaried Individual||Self Employed People|
|Last 2 month salary slips||Last 2 years Balance Sheet|
|Last 2 year Form 16||Last 2 Years ITR|
|Latest 6 months bank statement|
|Photocopy of Pan Card|
|Residence & Address Proof|
|2 passport size photographs|
About Navi Mumbai
Navi Mumbai is located on the west coast of Maharashtra. It was founded in 1972 and is the biggest planned city in the world. Cricket is the prevalent sport in the city. There are plenty of utility services, restaurants, malls, banks, multiplexes and other shops in Navi Mumbai.
Special Note: State Bank of India does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.
Other Leading Personal Loan Providers in Mumbai (Click to Apply)
- HDFC Personal Loan
- Axis Bank Personal Loan
- PNB Personal Loan
- ICICI Bank Personal Loan
- Citibank Personal Loan
- Fullerton India Personal Loan
- Bank of Baroda Personal Loan
- Personal Loan from Other Banks
|SBI Personal Finance EMI Calculator||SBI Personal Finance Interest Rates|
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