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Personal Finance

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Personal Loan is a loan which is offered to the people who do not have an asset or do not want to provide assets as collateral to the lender. It is a scheme that allows the person to use the borrowed amount for almost all purposes without any hassle. This factor makes the Personal Loan the best offer to apply for in need.

SBI Personal Loan Interest Rates : @14 %

Why one should choose SBI Personal Loan in Navi Mumbai?

  1. There is no need to put a precious asset as collateral to the lender to avail money.
  2. The Loan amount is based upon the income and the repayment capability of the person.
  3. It involves simple procedures and fast approvals.
  4. There is no need of a cosigner to avail this loan.
  5. It is a multi-purpose offer that can be used for almost all financial problems of life.

Who are eligible for SBI Personal Loan in Mumbai?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.

Salaried Individuals:

  1. Salary: Rs 18,000 Monthly.
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

*A person getting salary in cash is not eligible for availing Loan at affordable rates.

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory

Documentation for Personal Loan

Salaried Individual Self Employed People
Last 2 month salary slips Last 2 years Balance Sheet
Last 2 year Form 16 Last 2 Years ITR
Latest 6 months bank statement
Photocopy of Pan Card
Residence & Address Proof
2 passport size photographs

About Navi Mumbai

Navi Mumbai is located on the west coast of Maharashtra. It was founded in 1972 and is the biggest planned city in the world. Cricket is the prevalent sport in the city. There are plenty of utility services, restaurants, malls,banks, multiplexes and other shops in Navi Mumbai.

Special Note: State Bank of India does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.

Other Leading Personal Loan Providers in Mumbai (Click to Apply)

  1. HDFC Personal Loan
  2. Axis Bank Personal Loan
  3. PNB Personal Loan
  4. ICICI Bank Personal Loan
  5. Citibank Personal Loan
  6. Fullerton India Personal Loan
  7. Bank of Baroda Personal Loan
  8. Personal Loan from Other Banks

SBI Personal Finance EMI Calculator SBI Personal Finance Interest Rates
SBI Personal Finance EMI Calculator SBI Personal Finance Interest Rates

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