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Personal Finance

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Are you thinking of repairing your house and need extra funds? If your answer is yes then, SBI Personal Loan is the finest way to manage all short term needs. Personal Finance is available in Chandigarh at low and best in class interest rates so that every person can fulfill all varieties of needs. You can get the cash as soon as possible without any obstacle.

SBI Personal Loan Interest Rates : @14 %


Why one should choose SBI Bank Personal Loan in Chandigarh?

You can avail SBI Personal Loan because it has many benefits which are listed below:

  1. No security required.
  2. Minimal documentation.
  3. Loan amount can be utilized for any needs.
  4. Trouble free process.
  5. Disbursal of loan within 48 hours.
  6. Available at the cheapest rate of interest.


Who are eligible for SBI Personal Loan in Chandigarh?

Salaried Individuals:

  1. Salary: Rs 12,000 Monthly.
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in the current job.


*A person getting a salary in cash is not eligible for availing Loan at affordable rates.

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at the office: Mandatory

Documentation for Personal Loan

Salaried Individual Self Employed People
Last 2 month salary slips Last 2 years Balance Sheet
Last 2 year Form 16 Last 2 Years ITR
Latest 6 months bank statement
Photocopy of Pan Card
Residence & Address Proof
2 passport size photographs


About Chandigarh:

It is the capital of two states, Haryana and Punjab. Chandigarh was the first best-planned city post-independence in 1947 and is home to many interstate sporting teams like Kings XI Punjab in The Indian Premier League. There is a recently opened mall named as Elante mall, the largest mall in North India. There are many places to visit in Chandigarh like Sukhna Lake, Rock garden etc.

Special Note: State Bank of India does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.

Other Leading Personal Loan Providers in Chandigarh (Click to Apply)

  1. HDFC Personal Loan
  2. ICICI Bank Personal Loan
  3. Axis Bank Personal Loan
  4. PNB Personal Loan
  5. Citibank Personal Loan
  6. Bandhan Bank Personal Loan
  7. Bajaj Finance Personal Loan
  8. Personal Loan from Other Banks

SBI Personal Finance EMI Calculator SBI Personal Finance Interest Rates
SBI Personal Finance EMI Calculator SBI Personal Finance Interest Rates


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