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Personal Loan

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Anybody may face a financial problem with the ever-increasing prices of goods. It is becoming very much complicated to manage with limited salary. People don’t have satisfactory money to pay for the major everyday expenditure with their monthly earnings. SBI Personal Loan provides you a way to come out from all fiscal difficulties.

SBI Personal Loan Interest Rates : @14 %


Why one should choose SBI Personal Loan in Kolkata?

In this up to date world, you can fulfill your all economical desires with the assistance of extra funds. But it is not possible with your limited earnings. A person can avail SBI Personal Loan which is the best source to acquire cash for needs.

  1. It helps you in paying of medical bills.
  2. It manages school fees of your child.
  3. It supervises all the bills associated with the marriage ceremony of your daughter.
  4. It helps you in providing sufficient Loan amount of funds to renovate your house.


Who are eligible for SBI Personal Loan in Kolkata?

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.

Salaried Individuals:

  1. Salary: Rs 12,000 Monthly.
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in the current job.


*A person getting a salary in cash is not eligible for availing Loan at affordable rates.

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at the office: Mandatory


Documentation for Personal Loan

Salaried Individual Self Employed People
Last 2 month salary slips Last 2 years Balance Sheet
Last 2 year Form 16 Last 2 Years ITR
Latest 6 months bank statement
Photocopy of Pan Card
Residence & Address Proof
2 passport size photographs


About Kolkata:

Kolkata is the capital of West Bengal. It is Located on the east bank of the Hooghly river. For the commercial and financial purpose, it is considered as the hub of East and North- East India. Bengali and English are the major languages. Hindi and Urdu languages are also used in central Kolkata. Kolkata deals with many industrial units, of Indian corporations and whose product includes – steel, leather, railway coaches, electronic products, cables etc.

Special Note: State Bank of India does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.

Other Leading Personal Loan Providers in Kolkata (Click to Apply)

  1. HDFC Personal Loan
  2. Axis Bank Personal Loan
  3. PNB Personal Loan
  4. ICICI Bank Personal Loan
  5. Citibank Personal Loan
  6. Fullerton India Personal Loan
  7. Personal Loan from Other Banks

SBI Personal Finance EMI Calculator SBI Personal Finance Interest Rates
SBI Personal Finance EMI Calculator SBI Personal Finance Interest Rates


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