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Personal Loans as the name suggests are meant for the personal needs of individuals. These loans are unsecured as they don’t ask for any security or collateral from the borrower. Moreover, you can avail fast cash within 2 days and that also with less hassle.

Why Personal Loan Namakkal?

  1. The Loan amount is based upon the income and the repayment capability of the person.
  2. There is no need to put any property or asset as collateral to the lender.
  3. It involves simple procedures and fast loan approvals.
  4. There is no need to provide a cosigner to avail this loan.
  5. There is no process involved to verify the collateral.
  6. There is no upper limit to borrow money.

Who Are Eligible for Personal Loan Namakkal?

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.

Salaried Individuals

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and 1-year experience in the current job.
  4. CIBIL Score must be more than 700.
  5. A person who gets his/her salary in cash is not eligible for availing Loan

Self Employed Individuals

  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be operating for the last 3 years.
  5. CIBIL Score should be more than 700.

Documentation for Personal Loan Namakkal

  1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
  2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
  3. Income Proof: Salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed, you have to give your ITR statement for last 3 years.
  4. It is important to note that if you don’t get your salary in the bank account, then you won't be eligible to apply for a loan.

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

 

 

 

 

 

 

 

 

 

How to Apply?

Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.

  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.

Dialabank is one of the best platforms to apply for a personal loan as we provide you all kinds of loan at a very affordable rate of interest.

About Namakkal

Namakkal is a town in Tamil Nadu. Cauvery is the major river which flows through the Namakkal town. The city is known as “Namagiri” and is well known for truck building facilities and poultry farms. The financial system of the town entirely depends upon agriculture.

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PERSONAL LOAN INTEREST RATES

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