Andhra Bank is a medium size public sector bank founded on November 20, 1923. It is Headquartered in Hyderabad. This banks deals with various financial products like consumer banking, loans, insurance, privaye banking and many more.

What is Andhra Bank Personal Loan?

Everyone is worried about increased inflation rate. Rising expenses do not let a person to survive easily. Andhra Bank Personal Loan let you to fullfill all your personal needs. Andhra Bank Personal loan is the most instant and convinient form of finance available. Personal loan is a multipurpose debt which can be availed without telling the reason of availing the loan.

Apply Online For Personal Loan
Personal Loan Interest Rates

Documents & Eligibility Criteria for Personal Loan Features and Benefits of Personal Loan

Margin amount:

25% of the value of article proposed to be purchased.

Quantum of Finance (Maximum amount of loan that can be sanctioned)

  1. 10 month gross salary in case of salaried class or cost of the article whichever is less.
  2. 4 months pension in case of pensioners
  3. 40% of the annual income in case of other persons


Repayable in monthly installments. Maximum period not to exceed 60 months


Husband/ father or any third party (with sufficient worth and of regular income) acceptable to the bank. Where the applicant is unwilling or unable to furnish suitable co-obligation, liquid collateral security is insisted upon.

Special Note: We do not provide Personal Loan to bad credit holder, but you can fulfill your money requirement with Gold Loan easily.

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