Punjab National Bank provides personal loan to public for meeting all types of personal needs.


  1. All permanent Defence Personnel including officials of Military Station Headquarters, BSF, CRPF, CISF, ITBP
  2. Confirmed/ permanent employees of Central/ State Govt/ PSUs and all reputed companies/ Institutions, who are drawing their salary through accounts maintained with the branches. OR Employer's of above categories agree for ‘check-off facility’
  3. Professionally qualified Doctors viz. MBBS, BDS & above having annual income of Rs.4.00 lakh & above.

Apply For PNB Personal loan

Amount of Loan: Punjab National Bank Personal Loan

Term Loan/ Overdraft:

  1. Minimum amount of loan will be Rs.50,000/-
  2. Maximum amount of loan Rs.4,00,000/-
  3. Or 20 times monthly net salary, whichever is lower, depending upon the repaying capacity.

For salaried individuals:

  1. Rs 5,00,000/- for those Salaried persons having completed service of 3 years in the present organization & drawing net monthly salary of nor less than Rs. 30,000/-

    BPLR system Base rate system
For Public Individuals whose salary is being disbursed through the branches as also those employees who are availing the loan under check-off facility 13.00% BR+5.00%
For others 14.00% BR+6.00%
For Defence Personnel only Individuals whose salary is disbursed through branch 12.75% BR+4.75%
For others 13.75% 13.75%

* Above rates are subject to change without notice.*

Other Leading Personal Loan Providers (Click to Apply)

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  4. PNB Personal Loan
  5. SBI Personal Loan
  6. Bank of Baroda Personal Loan
  7. Fullerton India Personal Loan
  8. Personal Loan from Other Banks