Q. What are the documents required for Home Loan at the time of application?

Every bank contains its own set of documents that a person need to present at the point of application.


The vital documents the banks demand for at pre-approval period are as follows –

  • One passport size photograph.
  • Proof of age.
  • Xerox of a/c statements from 6 months.
  • Xerox of past credit card statement.
  • Verified signature of banker.
  • Self employed must provide
  • Position of business.
  • Audited financial statements.
  • Salaried employees must provide
  • Certificate of income and TDS.
  • Current pay slip.
  • A letter from the employer.
  • At disbursal stage, a person need to provide :
  • Letter of allotment.
  • Photocopy of title deeds.
  • Certificate of encumbrance.
  • Agreement for selling.
  • Self construction must provide:
  • Permitted plans and consent certificates along with estimate

 

 

 


 

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