HDFC Personal Loan is here for you to mitigate all of your financial worries without any delay. It is a loan that offers quick monetary support to the people. HDFC offers the best and cheapest rates on Personal Loan with minimal documentation requirements with fewer hassles.

You can also calculate your EMI with our EMI calcultor for HDFC Personal Loan EMI Calculator, call us for HDFC Personal loan Customer care And HDFC Personal Loan Eligibility Calculator.


HDFC Personal Loan Interest Rates and Charges: 2016

Fee Amount to be Paid
Interest rate Salaried - 11.49% to 18.00%
Self-employed businessman - 13.00% to 22.00%
Self-employed profession - 13.00 to 15.00%
Loan processing charges Up to 2.50% of the loan amount subject to a minimum of Rs. 1000
Pre-payment charges Salaried - 4% of the principal outstanding after repayment of 12 EMIs. For top-up/enhancements - 2% of the principal outstanding
Self-employed - 4% of the principal outstanding after repayment of 6 EMIs
Prepayment Salaried - No pre-payment permitted until repayment of 12 EMIs
Self-employed - No pre-payment permitted until repayment of 6 EMIs
No Due Certificate/No Objection Certificate (NOC) NIL
Solvency Certificate N.A
Duplicate of No Dues Certificate/NOC Rs. 250/-
Charges for late payment of EMI 24% per annum on amount outstanding from date of default
Charges for changing from floating to fixed rate of interest N.A
Charges for changing from fixed to floating rate of interest N.A
Non standard repayment charges N.A
Credit assessment charges N.A
Legal/incidental charges At actual
CIBIL Report Copy Charges Rs.50 per copy


Personal Loan Interest Rates: Criteria

Personal loan interest rates are subject to the following factors:

  1. Nature of work: Salaried / Self Employed
  2. In case of Salaried: Company Name, Total work experience, Salary.
  3. In case of Self Employed: Business Type, Profits, Turnover.


Other Leading Personal Loan Providers (Click to Apply)

  1. ICICI Bank Personal Loan
  2. Axis Bank Personal Loan
  3. PNB Personal Loan
  4. SBI Personal Loan
  5. Citibank Personal Loan
  6. Bank of Baroda Personal Loan
  7. Fullerton India Personal Loan
  8. Personal Loan from Other Banks


Best Offer @ 11.99% - Check your Eligibility (Apply Online / Call Us)

Personal loan

Call us on 60011600 / 9878981166