Gold is the integral part of India’s culture as well as festivities and is the best form of investment. This gold can also help you from recovering from the economic crisis. HDFC Gold Loan that offers you the money against your gold ornaments. These are specially designed to help you in a situation when you need urgent cash to meet an emergency.
Why one should apply for HDFC Gold Loan in Delhi?
HDFC Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with an ease that provide Loan against Gold at the low-interest rate. Gold Loan is the best financial tool that helps an individual to cater the required amount of funds without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Taking Loan against Gold is the best option to overcome all of the financial issues.
Why Gold Loan from HDFC Bank?
- Minimal Documentation
- No EMI, service only interest
- In-house gold evaluation
- Available within a time period of 30-60 Mins
- You can enjoy a maximum tenure period of 6 to 12 Months.
- Fast Loan Approval
- A person should have a minimum of 20 Gram gold to avail the Loan.
- No penalties are involved.
- Easily available
- No credit checks
- Simple Procedures
The Rate of Interest
A loan taken against some gold ornaments or jewelry to get money in return is known as Gold Loan. The interest rates are very much less as compared to unsecured loans. It takes only 30 minutes to get disbursed. HDFC Bank offers one of the lowest Gold Loan interest rates of 10.50%. HDFC Gold Loan rate of interest varies by the amount of loan.
- HDFC Gold Loan interest rate – 10.50% onward
- Processing fee 1.5%
- Lone Tenure – 3month to 24month
- Loan Amount – RS.25, 000 to RS. 50lakh
HDFC Gold Loan Delhi Features
- You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- You get 100% Safety & Security of your Gold Jewelry
- Get your Loan processed in less than 30 minutes
- Enjoy Anytime Liquidity.
- No EMI, Service only Interest and enjoy the Loan facility
- Lower Interest Rates
- Simple documentation and fast processing
- Overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use.
HDFC Gold Loan Delhi Eligibility
- The age of the applicant should be more than 21.
- He/she should be a citizen of India.
- Maximum age of applicant at loan maturity: 65 years
- Gold jewelry should be owned by the applicant or any of the family members.
- Applicant should have a minimum of 10 grams of gold to get a gold loan.
How to apply for HDFC Gold Loan Delhi?
Dialabank assures you the quick, easy and fast process. Apply online for the Gold Loan and grab the best deal today. Unmatchable offers, features, and benefits are available. Apply now and grab the best deal. Visit www.dialabank.com
- Dialabank is considered as the perfect platform to apply for a gold loan online.
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- The bank has a good name and reputation among the customers
- The most important reason is that if you apply for a gold loan on Dialabank then you will get a gold loan at low rates of interest.
- Our service provides a document pickup facility from customer doorstep
- Dialabank provides information to the customers free of cost. There are no any additional charges of applying for a gold loan online on our website.
The bank is old and well reputed so there is no risk of fraud, so can apply easily online on the website www.dialabank.com
Delhi is the National Capital Territory (NCT) which includes the Indian capital New Delhi. It stands on Yamuna River in north India. Delhi is the second most populated city in India after Mumbai. It is largest in term of the area.
Gold Loan Bank Interest Rate
|Bank||Interest Rates||Processing Fee||Loan Tenure||Loan Amount|
|HDFC Bank Gold Loan||10.00% - 14.50%||1.50%||3 - 24 months||Rs.25k- Rs.1 Cr.|
|ICICI Gold Loan||10.00% - 16.10%||1.80%||6 - 36months||Rs.10k- Rs.1 Cr.|
|Muthoot Finance Gold Loan||18.00% - 24.00%||1.85%||3 - 24 months||Rs.15k-Rs.1Cr.|
|Axis Bank Gold Loan||14.50% - 17.00%||2%||3 - 24 months||Rs 18k-Rs. 1 Cr.|
|Manappuram Gold Loan||19.00% - 26.00%||1.60%||1 - 24 months||Rs.10k-Rs.1 Cr|
|Yes Bank Gold Loan||10.00% - 15.99%||1.60%||6 - 36 months||Rs.18k-Rs. 1 Cr.|
|Bank of India Gold Loan||19.00% - 26.00%||1.80%||3 - 24 months||Rs.10k- Rs.15 Lakh|
|Federal Bank Gold Loan||11.75% - 13.50%||2%||6 - 36 months||Rs.18k- Rs.50 lakh|
|IIFL Gold Loan||12.00% - 12.00%||1.90%||3 -24 months||Rs.10k-Rs. 15 Lakh|
|Central Bank of India Gold Loan||12. 90% - 14.65%||1.85%||3 - 24 months||Rs.10k- Rs.20Lakh|
|Canara Bank Gold Loan||12.65% - 12.65%||2%||6 -24 months||Rs.15k-Rs.1Cr|
|Andhra Bank Gold Loan||11.70% - 10.45%||1.99%||6 - 36 months||Rs.10k- Rs.1Cr|
|Induslnd Bank Gold Loan||11.15% - 15.75%||1.85%||3 -24 months||Rs.15k- Rs.1Cr|
|PNB Gold Loan||10.75% - 11.75%||1.95%||3 - 24 months||Rs.10k-Rs.1Cr|
|Bajaj Finance Gold Loan||14% - 26%||1.90%||6 - 36 months||Rs.15k-Rs.15Lakh|
|Bandhan Bank Gold Loan||11.5% - 14.5%||2.08%||3 - 24 months||Rs.10k-Rs.1Cr|
|DCB Bank Gold Loan||14% - 16%||2%||3 - 24 months||Rs.10k-Rs. 15Lakh|
|SBI Gold Loan||11.05%-15%||0.50%||3 - 36 months||Rs.20k-Rs.20Lakh|
|Indian Bank Gold Loan||10.00% - 15.99%||1.66%||6 - 36 months||Rs.18k-Rs.50 Lakh|
|UCO Bank Gold Loan||19.00% - 26.00%||1.82%||3 - 24 months||Rs.10k- Rs.15 Lakh|
|Kotak Mahindra Bank Gold Loan||11.75% - 13.50%||2%||6 - 36 months||Rs.18k- Rs.50 lakh|
|Syndicate Bank Gold Loan||12.00% - 12.00%||1.90%||3 -24 months||Rs.10k-Rs. 15 Lakh|
Major Cities where HDFC Bank provides Gold Loan
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- Advantages of Gold Loan
- Banks still preserve their edge over NBFCs in Gold Loan Race
- Best Rate on Gold Loan
- Documents Required for Gold Loan
- Features of Gold Loan
|HDFC Gold Loan EMI Calculator||HDFC Gold Loan Interest Rates|
Gold Loan in 5 Minutes at 1% p.m.
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