To get a Personal loan in Chennai is now much easier than before. There are many Banks and NBFCs which provides loans for various purposes so that people can fulfill their personal needs.

Personal Loan is an unsecured kind of loan that provides financial help to the customers to fulfill their personal needs. The applicant is free to use this amount of loan anywhere in his personal life. There is no restriction on the use of loan amount. But to get a Personal Loan the applicant should have a rigid income source and CIBIL score more than 700. Give us a call on +91-98789-81166

What is a Personal Loan?

Personal Loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan Chennai Interest Rates

Bank Name

Interest Rates

Processing Fees

Tenure(in years)

HDFC

11.49% - 17.25%

Upto 2.5%

1 - 5

AXIS

15.50% - 24%

1.5% to 2%

1 - 5

ICICI

11.43% - onwards

2.5%

1 - 5

BAJAJ

13.99% - 16%

2% - 3%

1 - 5

FULLERTON

17.25%

1.5% - 6%

1 - 4

 

Personal Loan Chennai Features

The Loan amount depends upon the income and repayment capability of the person.

  1. It is a multi-purpose offer that can be used for almost all financial problems of life.
  2. No need to put any property or asset as Collateral to the lender.
  3. No cosigner needed.

Eligibility Criteria for Personal Loan Chennai

Salaried:

  1. Minimum age: 21 year
  2. Maximum age: 60 years
  3. Net monthly income: Rs. 18,000
  4. Minimum Experience:6 months in the current job. * In the case of Super A company minimum experience in the current job required is 3 months.
  5. Total experience required: 1 year

Self-employed:

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. Minimum annual turnover: Rs. 20 lakh
  4. Experience in current business: 3 years
  5. Total experience in business: 5 years

Personal Loan Chennai Documents

Salaried

Self Employed

Last 3-months salary slips

Last 2 years ITR

Latest 6-month bank statements of salaried account

Latest 6-month bank statements of current account

Photocopy of Pan Card

Residence & Address Proof

2 passport size photographs

 

 

 

 

 

 

  1. One Identity Proof is needed to apply for a Personal Loan. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport.
  2. After that one proof of residence is required. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills.
  3. One income proof is also required. You can provide salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed you have to provide you ITR statement for the last three years.
  4. It is important to note that if you don’t get your salary in a bank account then you are not eligible to apply for a loan.

 

Benefits of getting a Personal Loan through Dialabank

  1. Lowest interest rates.
  2. Instant Approval in 2 hrs.
  3. Easy Documentation and flexible loan tenure.
  4. Get a dedicated helpline for your loan enquires.

Why one should choose Personal Loan Chennai?

  1. Low processing charges
  2. Less documentation
  3. Quick and risk-free
  4. No cosigner required
  5. Affordable Interest Rates
  6. Collateral free Loan
  7. Easily available

How to Apply?

  1. Firstly, visit www.dialabank.com .
  2. After that fill the online application form of Personal Loan with your contact number.
  3. The whole process of application is very easy and simple.
  4. For more information call 9878981166.

About Chennai

Chennai is the capital of Tamil Nadu. It is a sixth-largest city in India in terms of population. In the past known as Madras and it is derived from Madraspatnam. Chennai is the main center for a song, fine art, and traditions in India.

Other Leading Personal Loan Providers Chennai

HDFC Personal Loan

Axis Bank Personal Loan

PNB Personal Loan

ICICI Bank Personal Loan

Fullerton India Personal Loan

Personal Loan from Other Banks

 

 

Personal Loan EMI Calculator SIP Calculator
Personal Loan EMI Calculator SIP Calculator

 

 

 

 

 

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.