The personal loan is a multipurpose loan that can be utilized for fulfilling many purposes. These purposes can be debt consolidation, paying medical bills, taxes and many more. Get a footstep closer to your dreams and goals by availing Personal Loan and accomplish your financial needs. This is the best and smartest way to get rid of financial worries. This loan seems to be attractive as you need not to deposit any assets to the lender.

Personal Loan Kolkata Interest Rates

Bank Name

Interest Rates

Processing Fees

Tenure(in years)

HDFC

11.49% - 17.25%

Up to 2.5%

1 - 5

AXIS

15.50% - 24%

1.5% to 2%

1 - 5

ICICI

11.43% - onwards

2.5%

1 - 5

BAJAJ

13.99% - 16%

2% - 3%

1 - 5

FULLERTON

17.25%

1.5% - 6%

1 - 4

 

Features of Personal Loan Kolkata

  1. The Loan amount depends upon the income and repayment capability of the person.
  2. It is a multi-purpose offer that can be used for almost all financial problems of life.
  3. No need to put any property or asset as Collateral to the lender.
  4. No cosigner needed.

Eligibility Criteria for Personal Loan Kolkata

Salaried

Minimum age: 21 year

Maximum age: 60 years

Net monthly income: Rs. 18,000

Minimum Experience in the current job: 1 year

* In the case of Super A company minimum experience in current job: 3 months

Self-employed

Minimum age: 25 years.

Maximum age: 65 years.

Minimum annual turnover: Rs. 20 lakh

Total experience in business: 5 years 

Documentation for Personal Loan Kolkata

1.     One Identity Proof is needed to apply for a Personal Loan. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport.

2.     After that one proof of residence is required. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills.

3.     One income proof is also required. You can provide salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed, you have to provide you ITR statement for the last three years.

4.     It is important to note that if you don’t get your salary in the bank account, then you are not eligible to apply for a loan.

Salaried

Self Employed

Last 3-month salary slips

Last 2 years ITR

Latest 6-month bank statements of salaried account

Latest 6-month bank statements of current account

Photocopy of Pan Card

Residence & Address Proof

2 passport size photographs

 

How to Apply for Personal Loan Kolkata

Anybody can apply for Personal Loan online in 2 minutes.

1.     Visit www.dialabank.com.

2.     After that, apply for a Personal Loan online.

3.     Enter your contact number so that we can contact you back.

4.     Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

Benefits of getting a loan through Dialabank

  1. Lower interest rates (up to 10.75 percent depending upon the candidate’s credit profile)
  2. Quick Approval in 2 hrs.
  3. Easy Documentation and flexible loan tenure.
  4. Get a dedicated helpline for your loan enquires.

Give us a call on +91-98789-81166

 or 033-60011600

About Kolkata

Kolkata is the capital of West Bengal. It is Located on the east bank of the Hooghly(Ganga) river. For the commercial and financial purpose, it is considered as the primary hub of East and North- East India. Bengali and English are the primary languages.

Leading Personal Loan Providers Kolkata

HDFC Personal Loan

Axis Bank Personal Loan

PNB Personal Loan

ICICI Bank Personal Loan

Fullerton India Personal Loan

 

Personal Loan EMI Calculator SIP Calculator
Personal Loan EMI Calculator SIP Calculator

Personal LoanDisclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.