In this modern world needs are rising high so the expenses are also rising at a fast rate. It is very difficult for a person to cope up with this unstable climate. A personal loan is the best loan option to handle all expenses easily. It is an unsecured debt which can be availed without pledging any valuable property to the lender. A personal loan is a multipurpose loan that can be utilized for fulfilling many purposes. These purposes could be debt consolidation, paying medical bills, taxes and many more. Personal finance is instant finance which a person can avail within 48-72 hours with minimal documentation required.

Why should one choose Personal Loan Vadodara?

  1. The Loan amount depends upon the income and repayment capability of the person.
  2. It is a multi-purpose offer that can be used for almost all financial problems of life.
  3. No need to put any property or asset as Collateral to the lender.
  4. No cosigner needed.

Eligibility Criteria for Personal Loan  Vadodara

Salaried :

  1. Minimum age: 21 year
  2. Maximum age: 60 years
  3. Net monthly income: Rs. 14,000
  4. Minimum Experience:6 months in the current job.
  5. Total experience required: 1 year

Self Employed :

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. Minimum annual turnover: Rs. 20 lakh
  4. Experience in current business: 3 years
  5. Total experience in business: 5 years

Personal Loan Vadodara Interest Rates.

Bank Name

Interest Rates

Processing Fees

Tenure(in years)

HDFC

11.49% - 17.25%

Upto 2.5%

1 - 5

AXIS

15.50% - 24%

1.5% to 2%

1 - 5

ICICI

11.43% - onwards

2.5%

1 - 5

BAJAJ

13.99% - 16%

2% - 3%

1 - 5

FULLERTON

17.25%

1.5% - 6%

1 - 4

 

Personal Loan Vadodara Documents

Salaried

Self Employed

Last 3-months salary slips

Last 3 years ITR

Latest 6-month bank statements of salaried account

Latest 6-month bank statements of current account

Photocopy of Pan Card

Residence & Address Proof

2 passport size photographs

 

About Vadodara:

Baroda, also known as Vadodara is the 3rd largest city in the Gujarat state of India. It lies on the banks of the Vishwamitri river. It is also home to the Maharaja Sayajirao University of Baroda, which is the largest university in the state.

Why Dialabank?

  1. Best platform to get assistance in availing of the personal loans which is free of cost service.
  2. This service provides the customers with the best options for their loan by evaluating the banks' services.
  3. It provides the least rate of interest on personal loans by evaluating all of the options.
  4. The service also helps the customer to get the documentation done at their places, with least requirements.
  5. There no risk of fraud because this service directly connects the banks with the customers, that means no middleman.

How to Apply Personal Loan Vadodara:

  1. Apply online on www.dialabank.com
  2. Check the eligibility
  3. Call the helpline number 600-11-600
  4. Visit the bank
  5. Submit all the documents
  6. Get the loan

Other Cities near Vadodara Providing Personal Loan

Personal Loan Ahmedabad Personal Loan Jamnagar
Personal Loan Surat Personal Loan Rajkot