Today, getting a loan without providing any collateral is no more a difficult task as one can apply for a Personal Loan. It is a collateral free loan that can be used to meet various personal expenses of life. It is a convenient scheme for people who do not want to risk their valuable assets to secure the loan.

What is a Personal Loan Agra?

Personal Loan is an unsecured kind of loan that provides financial help to the customers to fulfill their personal needs. The applicant is free to use this amount of loan anywhere in his personal life. There is no restriction on the use of loan amount. But to get a Personal Loan the applicant should have a rigid income source and CIBIL score more than 700.

Why one should choose Personal Loan Agra?

  1. Borrow a Loan amount up to Rs 15 lakhs.
  2. Less paperwork involved.
  3. Cheapest Interest rates.
  4. No security or Guarantee requirement.
  5. Instant approval within 48 hours.
  6. Flexible loan tenure from 12 to 60 months.

Personal Loan Agra Interest Rates

Personal Loan usually comes with affordable interest rate.  The starting interest rate of the Personal Loan is 10.75% per year; however this rate keeps on changing time to time. Also the interest rate varies person to person. It depends on you monthly salary or income.

Click here to know more:Interest Rate

Who are eligible for Personal Loan Agra?

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in the current job.
  4. CIBIL Score should be more than 700.
  5. A person getting a salary in cash is not eligible for availing Loan at affordable rates.

Click here to know more:Salaried Individual

Self Employed:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at the office: Mandatory
  6. CIBIL Score should be more than 700.

Click here to know more:Self Employed

Documentation for Personal Loan Agra

There is a requirement of few documents to apply for a Personal Loan. These are:

  1. One Identity Proof is needed to apply for a Personal Loan. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport.
  2. After that one proof of residence is required. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills.
  3. One income proof is also required. You can provide salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed you have to provide you ITR statement of last three years.
  4. It is important to note that if you don’t get your salary in bank account then you are not eligible to apply for a loan.

How to Apply for Personal loan Agra online?

Anybody can apply for Personal Loan online in 2 minutes. The process of application is very easy and quick. First of all, you should check your eligibility.

  1. Visit .
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.
  4. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

About Agra

Agra is a city that lies on the banks of the Yamuna River in the northern state of Uttar Pradesh in India. It is the former capital of Hindustan. It is the most populous city in Uttar Pradesh and 19th most populous in India.

Personal Loan Interest Rates:Updated


Interest Rates


10.99% to 18%


13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%