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Thinking about buying a new machine to increase the production of your business? Are you suffering from financial crises and looking for a way to get out of it? Wanted to take your family on a foreign trip but don’t want to spend your saving? Then personal loan is the solution for you. As the name suggests you can take a personal credit from the bank do fulfill any of your needs there are no restrictions on it. You can easily avail for special offers and deals on personal loan online while staying at home.

About Personal Loan Bareilly   

See personal loan is nothing but a loaning scheme in which you take a credit from the bank to spend the loan amount for personal use. For this loan, you don’t need to provide any collateral against the loan money. As a result, the bank considers these loans as an unsecured way of giving a loan amount to the bank. One of the most important criteria which the applicant needs to full-fill is the good CIBIL. If in case your credit score is not up to the marked bank will deny your loan application.

Why one should choose Personal Loan in Bareilly?

  1. See firstly, and you don’t have to deposit any collateral to the bank in return of the principal amount.
  2. In addition to this, you can easily apply for this loan online, and the bank employee will come to your doorstep and collect the required documents.
  3. The loan approval takes only about 30 minutes if all your documents meet the bank's standards.
  4. Also, this loaning scheme is one of the fastest ways of taking a loan from the bank.
  5. You only need to pay about 2-3% of the total loan amount as the processing charges.
  6. Most importantly, when we are looking for a loan, we always try to find the investment in which we have to pay the lowest interest rates. In comparison to other loaning schemes in which you don’t need to provide personal collateral loan offers lowest interest rates.
  7. You don’t have to specify the reason for taking the loan. Therefore, you can use this loan in any way you like.
  8. For instance, you can use the loan amount to pay your daughter’s college fee, or you can use this loan to pay your medical expenses.
  9. Finally, both salaried and self-employed applicant can avail this loan and use it according to their needs.

Eligibility for taking Personal Loan in Bareliey

For the salaried applicant:

  1. The age criteria for salaried applicant range from 21 years to 25 years.
  2. Also, the applicant should be working with the current employer for about one year at least.
  3. Similarly, an applicant needs to have at least six months of working experience.
  4. The CIBIL of the applicant should be more than 750.
  5. The minimum income requirement to avail this loan is 18,000Rs monthly.

For the self-employed applicant:

  1. For the independent applicant, the age should be in the range of 25 to 71 years
  2. Also, the business needs to yield an annual turnover of 30Lacs.
  3. The ITR should be more than 2.5Lac for the past year.
  4. In addition to this, the applicant’s business needs to be in service for about three years.

Personal Loan Interest Rates in Bareilly

See own loan interest rates depends on the borrower. For example, if you and your friend avail for a personal loan for the same amount from the same bank but are working in different companies and live in different cities then your interest rate will differ. Besides this, once the bank decides the interest rates, it will remain the same throughout the loaning tenure.

Speaking of loaning tenure personal loan comes with the foreclosure facility, which means you can close your loan before time and skip the remaining EMI’s and their respective interest rate amount.

0-3% is the foreclosure penalty than you are required to pay to a bank along with the pending loan amount if you go for the foreclosure facility.

Documentation required for availing Personal Loan in Bareilly

  1. As a borrower, you need to provide your identity proof to the bank here. Given below are the list of documents which you can use as an identity proof Aadhaar Card / PAN Card/ Voter ID Card/ Passport/ Driving License.
  2. In addition to this, you need to have residential proof. You can use any of the given documents as your residence proof Aadhar card, PAN card, Driving license, voter ID card or your passport.  Utility bills of the last three months on the name of the applicant/ Rent Agreement in case you are paying rent.
  3. For a salaried applicant, the borrower needs to provide six months of banks statement along with six months of salary receipt.
  4. Likewise, for self-employed applicant bank ask for past 1-year ITR documents and audited financial papers of the business.

How DialaBank helps you with your Loan application?

Firstly, with DialaBank you will get a high loan to value ratio on your loan request.

Also, we provide our services free of cost.

Yes, you read that correct you don’t have to pay us anything.

Our RM will get in touch with you via phone call within 30 minutes.

DialaBank will provide you with the offers and deals which you can quickly get near your locality.

Furthermore, our services are entirely transparent. Thus,  our service doesn’t include any hidden charges.

About Bareilly

Bareilly is located in the northern Indian state of Uttar Pradesh. It lies on the Ramganga river and is the capital of Bareilly division and geographical region Rohilkhand. It is the center for the manufacturing of furniture and for trade in cotton, cereal, and sugar.


Special Note: Bank does not provide Personal Loan to poor credit holders, however; one can fulfill their financial requirement with a Gold Loan easily.


Leading Personal Loan Providers in Bareilly (Click to Apply)
Citibank Personal Loan PNB Personal Loan SBI Personal Loan Other Banks




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Disclaimer: The information provided on is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.