In today’s world, people are facing problems in managing their day to day expenses. In such a situation, handling emergent requirement is tough. In such circumstances, the person can avail a Personal Loan for meeting their needs. This loan is a multipurpose loan which can be availed for any reason.

Why apply for a Personal Loan ?

  1. The amount of Loan depends upon the income of the person and his repayment capabilities.
  2. It is a multipurpose loan which can fulfill all your requirements.
  3. Does not require borrower’s asset to be kept  as security.
  4. The guarantor is not needed.
  5. At last it will help you to enhance your credit score.

Eligibility Criteria to apply for Personal Loan in Dindigal

Personal Loan has some eligibility criteria. It is based on which bank have to approve the request of the applicant regarding the credit. There are two categories of the applicants:

  1. Salaried

  2. Self-employed

There are various eligibility criteria for both applicants

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Salaried Applicants

  1. Minimum age requirements of individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
  3. The applicants must have an excellent credit history.
  4. Job location of the applicant should be mentioned.
  5.  A borrower should have minimum income in metropolitan city RS 18,000 and in non -metro city RS 12,000

        Click here to know more about- Salaried Applicant

Self-Employed Applicants

  1. Minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. The annual income of the applicants should be minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants has to submit his financial and his bank statement of the previous three months.

       Click here to know more - Self-employed Applicant

Benefits and Features of the Personal Loans in Dindigal

  1. No Securities: The securities for these loans are not required. These loans are based on the monthly or annual income of the applicants.

  2. Interest Rates: These loans have a very competitive rate of interest. Some of the banks offer the cheapest of loans in this category.

  3. Tenure: The time period of these loans can be extended to 5 years. There are some of the exceptions too.

  4. Quick Processing: The loans are processed in no time after the verification of the documents.

  5. EasyInstallments: The number and amount of the installments can be chosen by the applicant for this loan according to his affordability.

  6. Minimum Documentation: The documents needed by the banks to avail these loans are basic documents.

  7. Credit Score: Some of the applicants apply for these loans just to improve their credit score.

Loan Tenure: The loans normally can be extended up to the 5 years of tenure, but in some of the cases these loans can exceed this limit.

Loan Amount: The amount of this loan may vary in between Rs 25000 to Rs 20 Lacs. The applicant’s profile, CIBIL score, and ability to repay the loan may cause the variation in the loan amount.

Personal loan Dindigal Interest Rates

  1. The base rate starts at 10.75%. The additional rates may vary which are mandatory.

  2. The processing fee is one of the charges which are mandatory by the banks. This charge is in between 0.2% to 1.00%.

The banks and NBFCs may change the interest rates in the influence of the followings:

  1. Credit/CIBIL Score: The good CIBIL score may a factor of consideration on for lowering down the rates of interest.

  2. Company Profile: The company of an applicant may influence the rate of interest if it is a good and reputed one.

  3. Bank customer Relationships: The customers of a particular bank may get the advantage of borrowing personal loan in Basti from the same bank.

Documents required for Personal loan in Dindigal

The following documents are required

  1. Identity Proof: Aadhar Card, Voter ID, PAN Card, Passport or any other KYC.

  2. Residence Proof: Aadhar Card, Voter Card, any Utility Bill, or the rental agreement.

  3. Proof of Income: ITR of Last 3 years for self-employed and salary slip of last 6 months for employed.

Why your decision of choosing Dialabank is the right decision?

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 24\7.
  3. The approval process is time-saving if you apply through dialabank.
  4. The Loan get disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

How to Apply for Personal loan in Dindigal? 

  1. Visit .
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.
  4. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

About Dindigal

Dindigal is a city in Tamil Nadu and is often referred to the City of Locks, Biryani City, Textiles, and Tannery. The economy is dependent on agriculture and the textile and tannery mills for employment. The standard of living has improved over the years. People there want to live a wonderful lifestyle, but they cannot fulfill what they wish to in limited income. A personal loan can help the people of Dindigal to curb all financial problems that become a hindrance in their dreams. You can call us to get the best loan deal on Personal loan quickly.

Personal Loan Interest Rates:Updated


Interest Rates


10.99% to 18%


13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%