About Gorakhpur

Gorakhpur is a city in Uttar Pradesh famous for hathkargha which is a type of hand operated loom. The city is home to many historic Buddhist temples which attract a lot of devotees every year thereby, generating employment and revenue for the people of this city. The standard of living has improved over the years. People here can avail Personal Loan with the offers made for them. Call to know more.

About Personal Loan

Personal Loan help people in fulfilling their needs irrespective of what they are. Personal debt helps people cater to all their personal needs. It is a loan available without any collateral as security to the bank.

Features & Benefits

  1. No Collateral: These loans are unbound and for this reason, the banks and NBFCs do not demand any certainty. This only granted on the basis of applicant’s income.
  2. Multi-Purpose Loan: This loan is a multi-use loan that means the loan can be used for many of the uses in the personal lives, like holiday trips, medicals, paying debts and many others.
  3. Interest Rate: The rates of this loan have challenged many other loan rates and for some customers, it can become the lowest of all of the loans.
  4. Tenure: The loan has a period of the 5 years to repay.
  5. Quick Processing: The processing of these loans are done in a quick real time. The only verification of the documents is the time taking process.
  6. Easy Installments: The EMIs which are provided by the banks and NBFCs flexible and affordable.
  7. Minimum Documentation: The documents, which are very basic and very few in numbers, are required for these loans
  8. Credit Score: A good credit score can be attained by these loans.

Eligibility

The self-employed and employed must fulfill the following criteria for being eligible for the loan.

EMPLOYED APPLICANT

Parameters

Status

Nationality

Indian

Age Limit

21 Yrs – 60 Yrs

Monthly Income

Rs. 18,000/-

Total Experience

Overall 2 years

Current Employment

One year

Others

Must have a salary account

 

SELF-EMPLOYED APPLICANTS

Requirements

Status

Nationality

Indian

Age Limit

25 /28 Yrs to 65 years( at the time of Maturity)

ITR

More Than Rs. 2.5 lakhs

Residence

 

Office or Home
should be Owned

Business Age

Business Should be running
from last 3 years

For more information, click here

Documentations:

The following documents are required

  1. Identity Proof: Aadhar Card, Voter ID, Passport or any other KYC.
  2. Residence Proof: Voter Card, any Utility Bill, or the rental agreement.
  3. Proof of Income: Salary slip of last 6 months for employed and ITR of Last 3 years for self-employed.

For more details, click here.

Loan Amount: The amount can be in the limit of Rs 25000 to Rs 20 Lacs. This is totally determined by the income of the applicant.

Tenure: The time limit which can be utilized for repayment is in the range of 1 to 5 years.

Interest Rate: The interest begins at the flat rate of 10.75%, other charges are not inclusive. The individual profile, loan amount and also the loan tenure are a matter of concern for these loans.

Charges of 0.2% to 1.00% as the processing fee are also applicable.

These rates can be altered with the help of followings

CIBIL/Credit History: an exceptionally high CIBIL score can bring the rate of interest on the lower side.

  1. Nature of Employment: The employer of the applicant may help him in bringing the rates to the downside. The banks have the policy of granting low-interest rates to the employees of top companies and the government.
  2. Bank Customer Relations: a good customer of the bank might get a good concession on rates. 

Why one should choose Personal Loan in Gorakhpur?

  1. Good alternative: It is a better option as compared to a secured Loan as there is no fear of losing the precious assets.
  2. Choice of usage: An applicant can use the loan amount according to his desires.
  3. Minimum documentation: Minimum documents are required for availing Personal Loan.
  4. Less risk: There is no risk factor involved for an applicant because there is no security required.

 How to Apply:

  1. Apply online on www.dialabank.com
  2. Check the eligibility
  3. Call the helpline number 600-11-600
  4. Visit the bank
  5. Submit all the documents
  6. Get the loan

Banks and NBFCs Personal Loan Kollam

The following banks approve the above-mentioned personal loan in Kollam:

  1. HDFC Bank
  2. Bank Of Baroda
  3. AXIS Bank
  4. Canara Bank
  5. Central Bank Of India
  6. Citi Union Bank 

Local Areas of Gorakhpur

The loans are provided in the following local areas with high results

Jangl Bahadur Ali

Kolua

Sanjhai

Noorudin Chak

Bargadwa

Dwarikapuri Colony

Nathmalpur

Sutya Vihar Colony

Bind Tola

Hasanganj

TP Nagar

Basantpur

Amrud Mandi

Mahuesugharpur

Phase 3RD

Awas Vikas Colony

Kunraghat

Jungl Ramgarh urf Chawri

Bhagalpur

Vivek Vihar

Rajahi Camp

Sainik VIhar

Air Force Colony

Railway Protection Force Colony

Bichhiya

Shakti NagarColony

Narayan Puram

Lateef nagar Colony

Jungle Mata Deen

Jagriti Nagar

Jhungia

Indraprastha Colony

Fertilizer Colony

Chargwa

Raptinagar Phase-4

Raptinagar

Mahavirpuram

Shashtri Nagar

Ramjanki Nagar

Luchhipur

Shiv Nagar Colony

Mirzapur Pachpedwa

Railway Stadium Colony

Paidleganj

 

Best Offer @ 10.75 % - Check your Eligibility (Apply Online / Call Us)

 

Personal loan

 


 

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