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home loan

 

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There are many people who are suffering from paying monthly rents for housing accommodation. Now you don’t need to pay any more rents. With the help of Home Loans, you can build up your own house and fulfill your desire of owning your own home. Home debts provide finance to all the individuals who wish to build up their home.

 

Home Loan Interest Rates:

 

 

Punjab National Bank Standard Chartered Bank Axis Bank
10.15% 10.26% 10.10%

 

 

Why should one apply for Home Loan in Hyderabad?

  • Wide range of housing Loan products such as home extension loan, Loan Cover Term Assurance Plan, Home Improvement Loan, and many more.
  • Widest collection of accepted projects.
  • Eye-catching Home Loan Interest Rate.
  • Broad series of Home Loan Products.
  • Property analysis.
  • Trouble-free documentation

Eligibility

Understand your loan eligibility:

All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.

 

Monthly Income(Rs)

30,000

(Assumed) Income available for EMI payments

(i.e. 55% of 30,000)(Rs)

16,500

Rate of Interest(%)

8.00

Tenure(yrs)

20

EMI per lakh(Rs)

836

Home Loan Eligibility (Rs)

1,973,000

 

                

Following are other factors helping in the evaluation of home loan eligibility:

  • Nature of Job of Individual
  • Location of the Property
  • Personal Details of individual

 

Documents

Common Documents Required For Home Loan

 

  • Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Age proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Last six months Bank account statement
  • Income proof and passport size photograph of the applicant and co-applicant

 

For Salaried customers:

 

  • Employment certificate from the employer
  • Form 16
  • Copies of pay slip for last few months and TDS certificate

 

For Self-employed:

 

  • If it is a partnership firm, then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
  • Copy of audited financial statement for last two years
  • Income tax assessment order
  • Profit and loss details for last few years

 

A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal. Before signing the Home Loan documents, recheck all terms and conditions.

 

About Hyderabad

Hyderabad, the capital of Andhra Pradesh, is well known by the name of "Sobriquet Town of Pearls". It has its name registered in the list of one of the largest cities in India with a place of 650 square kilometre having a population of around 6,809,970 people in the city and 7,749,334 people in the metropolitan place, making the fourth most populated city in the nation.

 

Other Leading Loan Options in Bangalore (Click to Apply)
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Special Note: Bank does not provide Home Loan or Loan Against Property to B Khata Property.      


REMINDER SERVICES EMI CALCULATOR

HOME  LOAN INTEREST RATES

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