Nowadays it has become difficult for a common man to arrange funds for living a luxurious life. To fulfill such dreams one can opt for Gold Loan. It is a loan taken against the gold asset owned by you. It is a simple and convenient loan scheme through which a person can give wings to his dreams.

HDFC Gold Loan Interest Rates:

Gold Loan Scheme

Loan Tenure / Period

The rate of Interest (p.a.)

TrueValue Loan

 12 months

12.5 % to 15.5 %

 

Eligibility

  1. Age-More than 21 years. The applicant should be older than 21 years.
  2. Citizenship-Indian, a person who is a citizen of India can get a gold loan easily.
  3. Maximum Age-  The maximum age of the applicant can 65 at most.
  4. The gold should weigh more than 10 grams in an HDFC Gold Loan.

Why one should Apply for HDFC Gold Loan Pune?

  1. Convenient loan scheme.
  2. Less paperwork.
  3. A person can avail a minimum loan amount from Rs 30,000 and onwards.
  4. A person should have a minimum of 20 Gram gold to avail the Loan.
  5. No credit checks.
  6. Pre-closure facility.

Documents Required for Gold Loan 

  1. Proof of Identity:Aadhar Card/PAN Card/ Passport Copy/ Voters ID card/ Driving License/Passport.
  2. Address Proof: Aadhar Card/PAN Card/ Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. 
  3. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
  4. 2 passport size colored photographs.

Additional Documents Required for HDFC Gold Loan Pune

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16.

Features of HDFC Gold Loan Pune

Following are the Features of Gold Loan:

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

About Pune

Pune is known to have existed as a town since 847 AD. It was the first capital of Shivaji.in the 18th century, it became political center of the Indian subcontinent, as the seat of Peshwas the Maratha Empire’s prime ministers.

 

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Gold Loan Bank Interest Rate

Bank  Interest Rates Processing Fee Loan Tenure  Loan Amount
HDFC Bank Gold Loan 10.00% - 14.50% 1.50% 3 - 24 months  Rs.25k- Rs.1 Cr.
ICICI Gold Loan 10.00% - 16.10% 1.80% 6 - 36months Rs.10k- Rs.1 Cr.
Muthoot Finance Gold Loan 18.00% - 24.00% 1.85% 3 - 24 months Rs.15k-Rs.1Cr.
Axis Bank Gold Loan 14.50% - 17.00% 2% 3 - 24 months Rs 18k-Rs. 1 Cr.
Manappuram Gold Loan 19.00% - 26.00% 1.60% 1 -  24 months  Rs.10k-Rs.1 Cr
Yes Bank Gold Loan 10.00% - 15.99% 1.60% 6 - 36 months Rs.18k-Rs. 1 Cr.
Bank of India Gold Loan 19.00% - 26.00% 1.80% 3 - 24 months Rs.10k- Rs.15 Lakh
Federal Bank Gold Loan  11.75% - 13.50% 2% 6 - 36 months Rs.18k- Rs.50 lakh
IIFL Gold Loan 12.00% - 12.00% 1.90% 3 -24 months Rs.10k-Rs. 15 Lakh
Central Bank of India Gold Loan 12. 90% - 14.65% 1.85% 3 - 24 months  Rs.10k- Rs.20Lakh
Canara Bank Gold Loan 12.65% - 12.65% 2% 6 -24 months Rs.15k-Rs.1Cr
Andhra Bank Gold Loan 11.70% - 10.45% 1.99% 6 - 36 months  Rs.10k- Rs.1Cr
Induslnd Bank Gold Loan 11.15% - 15.75% 1.85% 3 -24 months Rs.15k- Rs.1Cr
PNB Gold Loan 10.75% - 11.75% 1.95% 3 - 24 months  Rs.10k-Rs.1Cr
Bajaj Finance Gold Loan 14% - 26% 1.90% 6 - 36 months Rs.15k-Rs.15Lakh
Bandhan Bank Gold Loan 11.5% - 14.5% 2.08% 3 - 24 months  Rs.10k-Rs.1Cr
DCB Bank Gold Loan 14% - 16% 2% 3 -  24 months Rs.10k-Rs. 15Lakh
SBI Gold Loan 11.05%-15% 0.50% 3 - 36 months Rs.20k-Rs.20Lakh
Indian Bank Gold Loan 10.00% - 15.99% 1.66% 6 - 36 months Rs.18k-Rs.50 Lakh
UCO Bank Gold Loan 19.00% - 26.00% 1.82% 3 - 24 months Rs.10k- Rs.15 Lakh
Kotak Mahindra Bank Gold Loan 11.75% - 13.50% 2% 6 - 36 months Rs.18k- Rs.50 lakh
Syndicate Bank Gold Loan 12.00% - 12.00% 1.90% 3 -24 months Rs.10k-Rs. 15 Lakh

 

Major Cities where HDFC Bank provides Gold Loan

HDFC Bank Provides Gold Loan in Following Cities
HDFC Gold Loan Delhi HDFC Gold Loan Mumbai HDFC Gold Loan Bangalore HDFC Gold Loan Chennai
HDFC Gold Loan Hyderabad HDFC Gold Loan Ahmedabad HDFC Gold Loan Jaipur HDFC Gold Loan Chandigarh
HDFC Gold Loan Bhatinda HDFC Gold Loan Patiala HDFC Gold Loan Gwalior HDFC Gold Loan Nashik
HDFC Gold Loan Navi Mumbai HDFC Gold Loan Pune HDFC Gold Loan Gurgaon HDFC Gold Loan Ludhiana
HDFC Gold Loan Vadodara HDFC Gold Loan thane  HDFC Gold Loan Gwalior HDFC Gold Loan Gaya
HDFC Gold Loan Margoa HDFC Gold Loan Srinagar HDFC Gold Loan Karnal HDFC Gold Loan Jamshedpur
HDFC Gold Loan Jammu HDFC Gold Loan Satara HDFC Gold Loan Rewari HDFC Gold Loan Saharanpur

 

 Gold Loan Provider 
ICICI Gold Loan Axis Bank Gold Loan Yes Bank Gold Loan
Canara Bank Gold Loan PNB Gold Loan Syndicate Bank Gold Loan
SBI Gold Loan UCO Bank Gold Loan Muthoot Finance Gold Loan
Manappuram Gold Loan Kotak Mahindra Bank Gold Loan IIFL Gold Loan
Federal Bank Gold Loan  Andhra Bank Gold Loan Induslnd Bank Gold Loan
Bandhan Bank Gold Loan Bajaj Finance Gold Loan Bank of India Gold Loan
Central Bank of India Gold Loan DCB Bank Gold Loan Indian Bank Gold Loan

 

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