Best Banks for Car Loan in Hapur
Car Loan Hapur Features
Owning a car is not a luxury anymore, but a necessity. With the evolving lifestyles, everyone wants an upgrade in every aspect but monetary shortage may restrict you to do so. A car loan is a financial help provided by banks and NBFC’s to enable you to buy the car of your choice without any hesitation. It is not a difficult task nowadays availing for a car loan as numerous products have come into the market to cater to the needs of a buyer.
Moreover, lending institutions also provide the service of used car loans which can be used for financing a used car if you want to buy a pre-owned car. Car Loans come at an affordable rate of interest and require minimal documentation and have a flexible repayment structure.
Car Loan Hapur Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Hapur Documents Required
Documents required for car loan are as followed:
For Salaried Individual-
- Residential proof– Water bill/telephone bill/ Aadhar card/Voter ID/Passport copy
- Identity proof– Aadhar Card/Driving license/Voter ID/Passport Copy, etc
- Income proof– The individual needs to submit the last 3 months bank statements and salary slips
- 2 recent colored passport size photographs
For a self-employed individual-
- Residential proof– Water bill/telephone bill/ Aadhar Card/ Voter ID/Passport Copy
- Identity proof– Aadhar Card/Driving License/Voter ID/Passport copy, etc
- Income proof– The individual needs to submit recent ITR files for along with necessary bank statements
- 2 recent colored passport size photographs
Car Loan Hapur Eligibility Criteria
The car loan eligibility requirements are as followed:
For a salaried individual-
- The age limit of the applicant should be between 21 to 65 years
- They must have a minimum monthly salary of Rs.25,000
- They must also be working in the current company for at least a year.
For a self-employed individual-
- The age limit of the applicant should be between 21 to 65 years
- They must have their business running from at least the past three years.
Car Loan for Major Car Manufacturers in Hapur
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Hapur
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Hapur
One of the most important aspects considered by the banks and NBFCs while processing a car loan application is the CIBIL score of the applicant. The CIBIL score or the credit score basically signifies the creditworthiness of an individual based on their previous loan lending and repayment behavior.
It is important that one should clear all the pending dues and debts in order to maintain a decent credit score. Default in your CIBIL score may decline your opportunities for availing a fresh car loan in the future.
Car Loan Hapur Contact Number
To get instant car loans you can visit our website DialaBank or call on 9878981166 to get assistance free of cost. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.
Pre Calculated EMI Table for Car Loan Hapur
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
You can calculate your EMI here: Car Loan EMI Calculator
Car Loan EMI Calculator
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