Are you still dreaming of having your own Car, in the industrial city, Gurgaon? Are you seeking for the Best Car Loan? Stop dreaming, avail the best Car Loan in your city and drive your dream Car. The most simple and easy way of getting a car is Car Financing with the suitable interest rates.
Interest Rates for Car Loan
|New Car||Less than 3 lacs||10.25%|
|More than 20 lacs||8.70%|
Why should one choose Car Loan in Gurgaon?
- Easy monthly repayment options
- Instantly available
- Loan Tenure period varies from 5-7 years.
- Affordable Interest Rates
- Easily and quickly available loans
- No hidden charges.
Eligibility Criteria for Car Loan
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: For Salaried 1 year in current employment and minimum two years of employment / For Self- Employed at least three years in business
- Minimum Income: 18000 per month
- Telephone: Must at the residence.
Documents you will need to submit
- Proof of Identity: PAN Card, Voters ID card, Driving License
- Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
- Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy PAN Card
- Bank Statement: Last six months
Factors that affect Car Loan Interest Rates
- Credit history: The interest rate depends on the credit history, the high credit score will not only help you in getting a loan but will also empower you with a strong bargaining power.
- Income level: Higher income is the chances for the approval of maximum loan amount.
- Tenure of the loan: Car loan is generally available for the tenure of up to 7 years.
- Car model and age: It is necessary for the bank to consider the car model in deciding the interest rate as on sale every model may not fetch the expected price. New cars are more easily financed than used cars; a high-end model will be expensive which means the borrower has to be able to pay the required down payment.
Fee & Charges
Fees & Charges
Up to 2.5 Lacs: Rs.2825
Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<
*SPECIAL OFFER from DialaBank: Rs.1750/-*
Loan cancellation / re-booking charges
In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer
Legal, Repossession & Incidental charges
Loan Reschedulement charges
How to Apply?
Apply online on www.dialabank.com
Leading Car Loan Providers (Click to Apply)
- HDFC Car Loan
- Kotak Mahindra Car Loan
- Yes Bank Car Loan
- ICICI Bank Car Loan
- Axis Bank Car Loan
- State Bank of India Car Loan
- Canara Bank Car Loan
- Indusind Bank Car Loan
Gurgaon is the largest industrial and financial center of in the Haryana state of India. It is connected to Delhi via Expressway. Over the past 25 years, the city has gone through rapid construction and development. It is one of the attraction hubs of companies to operate their offices here.
Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.
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