A car loan is a deal, that helps the person to buy their favorite car without worrying about the payments. Dialabank provides a deal that allows the person to pay the cost of the car in partition rather than paying it at once. It is the best way to drive your dream car home.
A car loan is one of the secured loans where an applicant gets a loan amount from the bank and NBFC’s at some rates of interest for a given period of time. An applicant can use this amount of loan to buy a car.
Features of Car Loan Nagpur
- Easy monthly repayment options
- Instantly available
- Loan Tenure period varies from 1-7 years
- Affordable interest Rates
- No hidden charges
- Quick approval with minimum documentation
Eligibility for Car Loan Nagpur
The applicant should be a citizen of India. This is the first condition that a customer has to fulfill. If it is not so that the applicant can’t apply evenly.
After that, the age of the applicant should be 21 to 65 years old in the case of salaried and the applicant should be 30 to 60 years old in the case of self-employed. If he/she is not meeting this requirement then he/she can’t apply for a Car Loan.
The applicant should have some stable source of income. This is the reason why unemployed persons are not eligible to get a car loan ( for salaried- for 1 year in the same employment and for self-employed from 2 years in the same business)
However the documents required in a car loan are not that much but still, you have to submit some documents to the bank or non-banking company while applying for a car loan.
- First of all, proof of identity is necessary. Every applicant has to submit this if he/she wants to apply for a car loan.
- After that, proof of residence is also required while applying for a loan.
- Two passports sized colored photographs are needed to get a loan.
- One proof of income is required to check the applicant’s income status.
- For salaried people three years banking statement and for self-employed 2 ITR is required.
Rates of Interest
|New Car||Less than 3 lacs||10.25%|
|More than 20 lacs||8.70%|
Fee & Charges
Fees & Charges
Up to 2.5 Lacs: Rs.2825
Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<
*SPECIAL OFFER from DialaBank: Rs.1750/-*
Loan cancellation / re-booking charges
In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer
Legal, Repossession & Incidental charges
Loan Reschedulement charges
How to Apply?
Apply online on www.dialabank.com
Leading Car Loan Providers (Click to Apply)
- HDFC Car Loan
- Kotak Mahindra Car Loan
- Yes Bank Car Loan
- ICICI Bank Car Loan
- Axis Bank Car Loan
- State Bank of India Car Loan
- Canara Bank Car Loan
- IndusInd Bank Car Loan
Nagpur is the third largest city of the Indian state Maharashtra. The city is known as the winter capital and the orange city of India.
The population of the city is the city is around 25 lakhs. The city has been proposed as one of the smart cities in Maharashtra.
Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.
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