Dialabank is an Indian helpline service that provides loans. People who are in the urgent need of funds because of the shortage of funds to buy a car can go for car financing, with Dialabank. This is a loan that is instantly and easily available without much hassle. It is a loan that offers flexible loan terms and conditions.

Interest Rates for Car Loan Lucknow

Interest Rate
New Car Less than 3 lacs 10.25%
3-6 lacs 9.50%
6-10 lacs 9.25%
10-20 lacs 9.00%
More than 20 lacs 8.70%
Used Car 14.00%

 

Why should one choose Car Loan in Lucknow?

  1. Easy monthly repayment options
  2. Instantly available
  3. Loan Tenure period varies from 1-7 years
  4. Affordable interest Rates
  5. No hidden charges

Eligibility Criteria for Car Loan

  1. Minimum age: 21 years for salaried / 30 years for Self- Employed
  2. Maximum age at loan maturity: 65 years for salaried / 60 years for Self-Employed
  3. Minimum employment: For Salaried 1 year in current employment and minimum 2 years of employment / For Self- Employed at least three years in business
  4. Minimum Income: For Salaried 18000/- / For Self-Employed 2 years ITR.

car loan

Documents you will need to submit

  1. Proof of Identity: Passport copy, Voters ID card, Driving License, Aadhar Card
  2. Income Proof: For Salaried Latest 3 month salary slip with form 16 & For Self- Employed Latest ITR
  3. Address Proof: Ration card, Driving license,  Voters ID,  Passport Copy,  Telephone Bill, Electricity Bill, Life Insurance Policy, PAN Card
  4. Bank Statement: Last six months

Fee & Charges

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Up to 2.5 Lacs: Rs.2825

Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<

Maximum 5000

*SPECIAL OFFER from DialaBank: Rs.1750/-*

Loan cancellation / re-booking charges

In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-

 

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. Indusind Bank Car Loan
  9. Others

About Lucknow

Lucknow is the capital of Indian state of Uttar Pradesh and is the largest city of UP. The city is known as "City of Nawabs" and is known for its multicultural and its artistic culture.

Today, it is a hub of Education, commerce, aerospace, technology, design, and tourism.

The language spoken here are Hindi, English, and Urdu. The total population of the city was 28.2 lakhs.

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

 

Used Car Loan EMI Calculator

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Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly
 
Other Leading  Loan Options (Click to Apply)

Gold Loan Lucknow

Personal Loan Lucknow

Business Loan Lucknow