Having your own car is not a status symbol but it has become a need.  Everyone wants to drive his / her own car. But the problem arises when people do not have sufficient funds to borrow their favorite car. Car Loan is one of the most convenient and best options to arrange funds for buying their favorite car

car loan

Interest Rates

Interest Rate
New Car Less than 3 lacs 10.25%
3-6 lacs 9.50%
6-10 lacs 9.25%
10-20 lacs 9.00%
More than 20 lacs 8.70%
Used Car 14.00%

 

Why one should choose Car Loan in Saharanpur

  1. Easy monthly repayment options
  2. Instantly available
  3. Loan Tenure period varies from 1-7 years.
  4. Affordable Interest Rates
  5. Less document required
  6. No hidden charges
  7. Check your eligibilities
  8. Use EMI calculator

Eligibility Criteria for Car Loan

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employmentFor Salaried 1 year in current employment and minimum 2 years of employment / For Self- Employed at least 1 years in business
  4. Minimum Annual IncomeFor Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
  5. Telephone: Must at the residence.

Documents you will need to submit

  1. Proof of Identity: Passport copy, PAN Card, Voters ID card, Driving License( Laminated, Recent, Legible)
  2. Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy PAN Card
  4. Bank Statement: Last 6 months

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

Fee & Charges

Fee & Charges

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Up to 2.5 Lacs: Rs.2825

Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<

Maximum 5000

*SPECIAL OFFER from DialaBank: Rs.1750/-*

Loan cancellation / re-booking charges

In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-

 

 

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. Indusind Bank Car Loan
  9. Others

About Saharanpur

Saharanpur is a city in Uttar Pradesh in India. The city is very affluent and is famous for its wood carving industry. It is a flourishing market for local agricultural production of mangoes and basmati rice.

 

Used Car Loan EMI Calculator

SIP Calculator
EMI Calculator SIP Calculator
 

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Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.
 
Other Leading  Loan Options (Click to Apply)

Gold Loan Saharanpur

Personal Loan Saharanpur

Business Loan Saharanpur