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Gold Loan Cuttack

This is a process of pledging your gold with the bank and get the respective funds depending upon the quality of gold and the amount of gold loan needed. It is the best way of getting fund for a shorter span of time. Get Instant Cash in just 45 minutes against your Gold Jewellery rather than keeping it idle at home and fulfill your requirements. 

What is a Gold Loan Cuttack?

Gold Loan is the best way to get cash in a shorter span of time. This loan is secured against gold ornaments. Borrowers deposit their gold with the lending banks and get money on the value of that gold. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes.

Gold Loan Interest Rates: Check the Interest Rates for Gold Loan.

Gold Loan Scheme

Loan Tenure / Period

The rate of Interest (p.a.)

TrueValue Loan

 12 months

12.5 % to 15.5 %

 

Why should one apply for Gold Loan Cuttack?

  1. Pre-closure facility.
  2. Less paperwork.
  3. A person can avail a minimum Loan amount from Rs 30,000 and onwards.
  4. A person should have a minimum of 20 Gram gold to avail the loan.
  5. No penalties are involved.
  6. In-house gold evaluation.

Documents Required

  1. Proof of Identity:Aadhar Card/ PAN Card/ Passport Copy/ Voters ID card/ Driving License.
  2. Address Proof: Aadhar Card/ PAN Card/ Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. 
  3. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required

Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.

A Demand Promissory Note.

Certificate by the Jewel Appraiser (Bank will arrange).

Income Proof: Salary Certificate and Form No.16.

Features of Gold Loan Cuttack

Following are the Features of Gold Loan:

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

About Cuttack

Cuttack is the headquarters of Cuttack district and is the former capital and city of state Odisha. It was constructed by king Nrupa in 989 A.D. it is also well known for its silver filigree and woven textiles. Cuttack is also famous for its Dussehra celebrations.

 

 


 

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