Gold Loan Dwarka

Major Gold Loan Lenders in Dwarka

The first banks and NBFCs of Gold Loan Dwarka are as follows:

Gold Loan Dwarka Features

Gold carries an emotional value for Indians. They buy gold not only as ornaments but a future investment that can serve them their needs in desperate times. Whenever there is an urgent monetary requirement for covering medical expenses, business expansions, paying higher education fees or debts on average, Indians often think of overcoming such fiscal needs by taking a credit against their gold as it is the most convenient option for acquiring a loan for even those who have poor credit or CIBIL score because the gold loan is safe by the gold collateral that borrower pledges with the bank.

Gold Loan Dwarka loan provides fiscal aid to the borrowers at low and reasonable interest rates. For getting a Gold loan, the borrower need not have a rigid and good source of income or excellent credit history, as the security gold collateral turns the verification and loan approval process into a much faster task.

Moreover, the fluctuation in the market price of gold enables you to secure up to 70 per cent of the gold value in the form of the sanctioned loan sum.

Gold Loan Dwarka Interest Rates – Apr 25 2024

Gold Loan Per Gram For All Major Bank in Dwarka – Apr 25 2024

Gold Loan Eligibility Criteria in Dwarka

Documents for Gold Loan Dwarka

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Dwarka

1. The applicant should be an Indian citizen between the age of 18 to 70 years.
2. Applicant should be the rightful owner of gold pledged in the bank.
3. The gold pledged with the bank should not be less than 10 grams in weight.
4. The min gold purity to be eligible for gold loan is 18 carats.
5. The bank does not accept Twenty-four carats gold, be it in any form (coins, jewellery, bars, biscuits, etc.).

How to Apply for Gold Loan Dwarka

Online Process to Apply for Gold Loan Dwarka

The process of availing of a gold loan is simple with Dialabank. You can contact 9878981144 at any time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:

• Visit the dialabank website.
• Enter your details and fill the form.
• Our relationship manager will call and assist you through the entire process.

There are so many reasons why Dialabank is considered the best platform to apply for a gold loan online:

1. Dialabank is India’s first financial helpline.
2. It has its presence throughout the country.
3. Dialabank provides a document pickup facility from the doorstep of the customer.
4. No additional charges of applying for a gold loan online on the website of Dialabank.
5. Minimum documentation.
6. Expert advice.

Offline Process to Apply for Gold Loan Dwarka

You can visit the branches near your location to avail gold loan per gram in Dwarka. But, that would reduce your chances of availing of the best offers. Also, you would not get a pick-up facility for your documents that is available only with Dialabank.

Processing Fees / Prepayment Charges on Gold Loan Dwarka

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Dwarka

Provided that all the necessary documents are submitted, the banks and NBFCs provide a gold loan, irrespective of the CIBIL score.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Dwarka