Best Banks for Car Loan in Tiruvalla
Car Loan Tiruvalla Features
Apply for a car loan
The car defines your status, your passion. So don’t let your financial situation ruin your dream. If a limited salary is becoming an obstacle in buying your dream car, then don’t worry. There are many exciting Car Loan offers available from leading banks in Tiruvalla.
A car Loan features in Tiruvalla are the following:
- Simple monthly repayment options.
- Instantly available.
- Loan Tenure period varies from 5-7 years.
- Affordable car loan Interest Rates
- Easily and quickly available loans.
- No hidden or additional charges
Car Loan Tiruvalla Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Tiruvalla Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Tiruvalla Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Tiruvalla
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Car Loan in Tiruvalla
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Tiruvalla
CIBIL score plays an important key role in deciding the approval of a car loan. The CIBIL score is provided you a clear picture of credit history and any outstanding dues standing against the individual. The credit history is necessary to disburse or approve the loan amount after checking the eligible CIBIL score. Normally, CIBIL scores 750 or above considered as best by many leading banks.
Apart from the CIBIL score, the record of previous loans also taken into consideration when you apply for a Car Loan Tiruvalla. Make sure there should not be any late payments of your previous loans. Late payments of previous loans will act as an obstacle in the car loan application in Tiruvalla. Then, your car loan application might be refused.
So you must have an eligible CIBIL score to get loan approval for your dream car.
Car Loan Tiruvalla Agent Contact Number
Apply online with Dialabank and avail the best offers on a car loan with instant approval and extra benefits. or you can make a missed call on this number 9878981166.
Our customer care executive provides you the guidance and assistance to solve your queries.
Pre Calculated EMI Table for Car Loan Tiruvalla
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Tiruvalla
About Tiruvalla
Thiruvalla, on the other hand, spelled Tiruvalla, is a town in Kerala in India. The town is spread over a zone of 27.94 km. It lies on the banks of the waterways Manimala and Pamba and is a land-locked region surrounded by irrigating streams and rivers. Tiruvalla is viewed as the “Place that is known for Nonresident Indians”. Tiruvalla is likewise celebrated for the dance form of Kathakali, which is facilitated in the Sreevallabha sanctuary pretty much consistently in a year.
According to the 2011 census, it had a population of 52,883. Football and cricket are popular sports in Tiruvalla.
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