Gold Loan Kalimpong

Major Gold Loan Providers in Kalimpong

Gold Loan Kalimpong Features

Are you out of cash and feeling helpless?

With Gold Loan, you do not have to worry anymore. You can avail of your loan within 48 hours after the completion of verification. Being a secured loan, it does not require long and confusing documentation. With the lowest interest rate on gold loan, Gold Loan Kalimpong is here to provide the customer with financial aid. The customer must have a stable and good income source as well as a good credit history to get the gold loan, this will even make the approval process faster.

Furthermore, keeping in mind the market rate fluctuation of gold, you get to avail up to 75 percent of the market value of gold.

Gold Loan Kalimpong Interest Rates – Apr 25 2024

Gold Loan Per Gram For All Major Bank in Kalimpong – Apr 25 2024

Gold Loan Eligibility Criteria in Kalimpong

Documents for Gold Loan Kalimpong

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Kalimpong

1. The minimum age criteria are 21 years and a maximum of up to 60 years.
2. Must be an Indian National.

How to Apply for Gold Loan Kalimpong

Online Process to Apply for Gold Loan Kalimpong

You can register for the HDFC Bank Gold Loan at Dialabank. You just need to fill a simple online form. After that, you will hear from our representative. A document pick-up facility from your doorstep is also available. For further details, you can ring us at 9878981144 anytime. Dialabank which is considered as the top platform to apply for a gold loan online has been able to maintain its stand as:

1. Dialabank is India’s first financial helpline; it offers the best financial services to all the customers in the country.
2. Dialabank helps the customer with free of cost guidance. There are no further charges to apply for a gold loan online on the website of Dialabank.
3. You will even get a high LTV of your gold.
4. Furthermore, the bank has a respectable stand amongst the customers due to its quick and great service.
5. You will get a low HDFC Gold Loan Interest Rate if you apply for a gold loan through Dialabank.
6. Dialabank further assists the customer with a document pickup facility from the doorstep.
7. Minimum paperwork is needed while applying for a gold loan per gram through Dialabank.
8. Most importantly, Relationship managers are skilled and trained to guide and assist you in the Gold Loan process.

Offline Process to Apply for Gold Loan Kalimpong

The applicant can also avail of the Gold Loan with the help of nearby branches. For that, Google search Gold Loan near me. You will get to know about all the branches of banks and finance companies that provide gold loans near you. You can research and then choose amongst them or you can choose Dialabank which will in turn make the process convenient and faster for you. Then you need to go to all those departments and apply for a loan. You will also have to visit many times to get your loan approved. On the other hand, there are some banks and finance companies with a faster process which are HDFC Gold Loan branches and Muthoot Gold Loan branches. HDFC Gold Loan Branches can help you get the loan in a more convenient manner. To find a nearby branch, search Muthoot Gold Loan near me. Google will locate all the nearby Muthoot Gold Loan Branches.

Processing Fees / Prepayment Charges on Gold Loan Kalimpong

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Kalimpong

CIBIL score is one of the most important requirements to avail of a gold loan as all the leading institutes have a minimum CIBIL score criterion to process your Gold Loan application in Kalimpong. So make sure to have a good CIBIL score before you apply for a gold loan. A minimum of 750 CIBIL scores is a requirement for most institutes.  Moreover, the institutions also go through your previous loan conduct in a detailed manner which includes the type of loan you took and the amount borrowed amongst others. Delayed payments in the previous loan stand as a barrier between you and you and your loan approval. To avoid such problems, try to maintain a good CIBIL score to avail of the loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Kalimpong