Gold Loan Kanpur

Gold Loan, as its name suggests, is a loan that is taken against personal asset gold. It is one of the easiest ways to raise funds in case of any financial urgency. It involves very short term process and demands very minimal documentation.

What is Gold Loan

In a gold loan, the customer gets a financial aid from the banks or other non-banking financial companies at some rates of interest for a given period of time. The customer can use this amount od loan according to his/her needs after that.
 Why one should choose Gold Loan Kanpur?

  1. In-house gold evaluation.
  2. A person should have a minimum of 20 Gram gold to avail the Loan.
  3. No penalties are involved.
  4. Available within a time period of 30-60 Mins.
  5. You can enjoy a maximum tenure period of 6 to 12 Months. 

Gold Loan Kanpur Interest Rate


          Gold Loan Scheme

       Loan Tenure / Period

   The rate of Interest (p.a.)

               TrueValue Loan

               12 months

             12.5 % to 15.5 %


Amount of Loan

Let us try to understand this with the help of an example. 

Amount of Loan




Amount of Loan

Mr. 1

10 Grams

18 Karat

Rs. 18000

Mr. 2

10 Grams

19 Karat

Rs. 18500

Mr. 3

10 Grams

20 Karat

Rs. 19000

Mr. 4

10 Grams


Rs. 19800

 Why should one choose Gold Loan Kanpur?

  1. Pre-closure facility.
  2. Less Documentation.
  3. A person can avail a minimum Loan amount from Rs 18,000 and onwards.
  4. A person should have a minimum of 10 Gram gold to avail the loan.
  5. No penalties are involved.
  6. In-house gold evaluation.
  7. The rates of interest are very low as compare to other loans.
  8. Furthermore, the loan is disbursed within 30 minutes.

 Documents Required

Proof of Identity

Address Proof

Signature Proof

Land Proof

Income Proof

Passport Copy/ Voters ID card/ Driving License/Aadhar Card.

Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate

Passport Copy/Driving License/Banker's verification/cheque

Land Proof

Salary Certificate and Form No.16.


 Additional Documents Required

  1. Land Proof
  2. In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  3. A Demand Promissory Note is also required.
  4. Certificate by the Jewel Appraiser (Bank will arrange).
  5. Income Proof: Salary Certificate or salary slips of last three months and Form No.16.

 Features of Gold Loan Kanpur

Following are the Features of Gold Loan:

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

About Kanpur

Kanpur is the largest industrial city of Uttar Pradesh. It is the administrative headquarters of Kanpur Nagar district & Kanpur division. Kanpur is known as the Economic and Industrial Capital of Uttar Pradesh.

How to Apply?

A person can easily apply online for a gold loan within two minutes. First of all the customer has to visit online.

After that one online application form will open up, fill the form and click on the Apply Now button.


                                                                Other Leading Gold Loan Providers in Kanpur

Manappuram Gold Loan

Axis Bank Gold Loan

HDFC Gold Loan

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