Dialabank will help you in getting the best Gold Loan offer with an attractive rate of interest and affordable EMIs. Every common man faces financial crises, and for that, he needs instant financing.in that case HDFC Gold Loan is the best choice for you with the availability of HDFC Gold Loan, all the hassle and tension has vanished. Gold enhances your beauty as well as it supports you in your hard times.
About Gold Loan
Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with an ease. In India, several lending institutions, private banks, and credit unions are available that provide Loan against Gold at the low-interest rate.
Yamuna Nagar is a town of Haryana in India. This town is known for the group of plywood units. The older town is known as Jagadhri. The training place maintenance the town is known as Jagadhari Railway Station. Yamuna Nagar has a unique combination of basic modern services like departmental stores, ATMs system, Health Care, Knowledge but still, it has a very lovely appeal of the old town, comfortable life and happy people, who love good food and small shares. It is a green, clean and effective business town.
Why one should choose HDFC Gold Loan Yamunagar?
- Low interest rates
- No prepayment charges.
- No need for a cosigner.
- Easily available Loan
- Flexible tenures period starting from 6 months to up to 48 months
- Immediate Loan
- The interest rates are very much less as compared to unsecured loans.
- It takes only 30 minutes to get disbursed.
- HDFC Bank offers one of the lowest Gold Loan interest rates.HDFC Gold Loan rates of interest vary by the amount of loan.
- HDFC Gold Loan interest rate – 10.50% onward
- Processing fee 1.5%
- Lone Tenure – 3month to 24month
- Loan Amount – RS.25, 000 to RS. 50lakh
Benefits of HDFC Gold Loan Yamunanagar
- Personalized Service - Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.
- Rate Comparison - We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
- Research - Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.
- Zero Charges - Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Gold Loan deal at no extra cost.
- Unbiased and Transparent Search - Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.
Features of HDFC Gold Loan Yamunanagar
- You can avail Loan up to Rs.1 Crore& up to 90% of value for any purpose
- You get 100% Safety & Security of your Gold Jewelry / Bars
- Get your loan processed in 30 minutes
- Enjoy Anytime Liquidity
- No EMI, Service only Interest and enjoy the Loan facility
- Lower Interest Rates
- Simple documentation and fast processing
- Overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use
Advantages of HDFC Gold Loan Yamunanagar
- No income and salary criteria - Gold loans do not require any qualifications for income or salary of the person even if you are unemployed and unsalaried you can still avail of a gold loan. This is because you are pledging a valuable asset, gold in return of the money.
- Available also in case of bad credit history or low-income level
- Relatively Lower interest rates- The another advantage of taking a gold loan is that they are available on low-interest rates, say 12-16% annually in comparison to the personal loans interest rates of 15-26% per annum.
- You need to repay only the interest- You have the option to pay only the interest during the tenure of the entire gold loan and at the end of tenure, you can pay the entire borrowed amount in a single shot.
- Total Convenience- The most convenient of all the loans is a gold loan because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done. You can get a loan up to 90% of its market value immediately.
- Less processing time- No tedious and lengthy documentation is required in case of gold loans, Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.
Documents Required for Gold Loan
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
- 2 passport size photographs
Additional Documents Required
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lakh the proof is not required for allied agriculture purposes.
- A Demand Promissory Note
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16.
How to apply for HDFC Gold Loan?
Dialabank assures you the quick, easy and fast process. Apply online for the Gold Loan and grab the best deal today. Unmatchable offers, features, and benefits are available. Apply now and grab the best deal with the lowest interest rate. Visit www.dialabank.com
Call us for more Details 95920-46860
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