Gold Loan is the loan amount given against the gold. Many people go for this loan to meet the requirements of their children education, marriage or any other financial problems. Some people think that instead of keeping gold idle at home it is better to take a Gold Loan.
 

Gold Loan Panipat Interest Rate

In the case of Gold Loan, the credit is given at a low-interest rate. This is because loan on gold comes in the section of secured loans. Additionally, the interest rate of gold is less than that of other types of loans. Although the Gold Loan rate keeps on deviating with the passage of time as well as person to person. Gold Loan in Panipat is available at 1% per month interest rate.
  1. Gold Loan Interest rate - 10.70 %
  2. Available at low processing fee -  0.85%
  3. Pre-closer charges ranging from 0 – 2 %.
  4. Tenure minimum of 6 months; maximum of 5 year
 

Why should one choose the Gold Loan in Panipat?

  1. Simple Procedures.
  2. Fast Loan Approvals.
  3. No credit checks.
  4. Minimal Documentation

Gold Loan Panipat Features & Benifits 

  1. Get your Loan processed within few mins.
  2. It takes just a few minutes to sanction a loan.
  3. The money is offered to the customer after a quick evaluation of gold.
  4. It is free from the hassle of lengthy paperwork.
  5. Easy repayment schemes.
  6. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  7. You get 100% Safety & Security of your Gold Jewellery
  8. Minimal Documentation.
  9. Low-interest rates.
  10. Enjoy Anytime Liquidity.

About Panipat

Panipat is an ancient as well as historical city in district Panipat of  Haryana state of  India. To get Gold Loan in Panipat is very easy when you apply through Dialabank. We offer you the lowest interest rate as compared to others in the market. Call us 9592046860 or  (enter area) 60011600 for more details.
 
 
 
Gold Loan Fatehabad Gold Loan Hissar
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Gold Loan Kurukshetra Gold Loan Kaithal
Gold Loan Panchkula Gold Loan Kalka
Gold Loan Bhiwani Gold Loan Safidon
Gold Loan Ambala Gold Loan Thanesar

 

 

 

 

 

 

 

 

 

Gold Loan VS. Personal Loan

1. Firstly you get at least 75% of their actual gold value as a Gold Loan amount.

2. Secondly, Gold loan application takes only  1-day processing time and an hour to disburse.

3. Thirdly, on Gold Loan customer can repay the loan before time with no foreclosure charge

4. Also, you get lower or in some cases no processing fees

5. Likewise, a borrower with low credit score/CIBIL can even get Gold Loan

6. Similarly, bank give loan amount by your Gold purity

7. Therefore a borrower with low credit score/CIBIL can also get Gold Loan

 

FAQs About Gold Loan

1. How does Gold Loan Work?

 Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.

2. Gold Loan is secured?

Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral.

3. What happens when you don’t repay a Gold Loan?

 If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.

4.To get a gold loan do I need a co-applicant?

 No, to avail Gold loan you don’t need any co-applicant 

5. Gold loan better than a Personal loan?

Yes, Gold loan is better than personal Loan because in Gold Loan banks/NBFC's takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.

6. What is the best online platform to avail gold loan?

Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.

7. Is there any fee payable for the Gold Loan?

Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

 

 

Gold Loan Interest Rate In Panipat

Bank

 Interest Rates
HDFC Bank Gold Loan 10.00% - 14.50%
ICICI Gold Loan 10.00% - 16.10%
Muthoot Finance Gold Loan 12.00% - 24.00%
Axis Bank Gold Loan 14.50% - 17.00%
Manappuram Gold Loan 19.00% - 26.00%
Yes Bank Gold Loan 10.00% - 15.99%
Bank of India Gold Loan 19.00% - 26.00%
Federal Bank Gold Loan  11.75% - 13.50%
IIFL Gold Loan 12.00% - 12.00%
Central Bank of India Gold Loan 12. 90% - 14.65%
Canara Bank Gold Loan 12.65% - 12.65%
Andhra Bank Gold Loan 11.70% - 10.45%
Induslnd Bank Gold Loan 11.15% - 15.75%
PNB Gold Loan 10.75% - 11.75%
Bajaj Finance Gold Loan 14% - 26%
Bandhan Bank Gold Loan 11.5% - 14.5%
DCB Bank Gold Loan 14% - 16%
SBI Gold Loan 11.05%-15%
Indian Bank Gold Loan 10.00% - 15.99%
UCO Bank Gold Loan 19.00% - 26.00%
Kotak Mahindra Bank Gold Loan 11.75% - 13.50%
Syndicate Bank Gold Loan 12.00% - 12.00%
 

 

 

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