Gold is the best deal to opt in times of emergency need of money. It is the quite simple and easily available process. The borrower goes to the lender or any firm and asks for Gold Loan. The lender checks gold purity. The loan is sanctioned and money is given to customer instantly.

Why one should choose Gold Loan in Kota?

  1. Minimal Documentation.
  2. Easy repayment schemes.
  3. No hidden charges
  4. Fast Loan Approvals

 

Gold Loan In Kota Interest Rates:

In the case of Gold Loan, the credit is available at a low interest rate. This is because the loan on gold comes in the category of secured loans. Moreover, the interest rate of gold is less than that of other loans. Though the Gold Loan rate keeps on changing with the passage of time as well as person to person. Gold Loan in Kota is available at 1% per month interest rate.
1. Gold Loan Interest rate - 10.70 %
2. Also, offer low processing fee -  0.85%
3. Moreover, Pre-closer charges range from 0 – 2 %.
4. Besides Tenure minimum of six months; maximum five year
5. Lastly Amount - Thousand to a crore
 
 

 

Gold Loan Kota Benefits:

  1. Interest rates are very low.
  2. The process is hassle-free.
  3. Less paperwork is required.
  4. One can get the maximum amount of loan according to the value of their gold.
  5. The loan is sanction very transparently.

Know More -  Gold Loan Features and Benefits

 

Gold Loan in Kota Eligibility:

  1. Firstly, The age of the customer should not be less than 18 years.
  2. Secondly, The applicant should be a citizen of India.
  3. The applicant should have gold in an appropriate form.
  4. The quality of the gold should be 18 karats to 22 karats.

To Get Gold Loan in Kota Documents Required :

  1. Identity Proof: Verification documents required should be specifically among the following: Voter ID /Ration card /Aadhar card /Valid  Passport
  2. Signature Proof: The documents required as signature proof includes: Passport Copy/Banker’s verification/cheque
  3. Residence Proof: The documents required as proof of residence are: Telephone Bill/ Electricity Bill/ Rental bill /Trade license /Shop & Est. License/Sales Tax certificate.
  4. Documents required for the farmers are namely: Land Proof and Income proof
  5. Other: Two passports sized colored photographs.

 

Know More -  Five mistakes to avoid while applying for a Gold Loan

How to Apply ?

For availing Gold Loan, apply online on www.dialabank.com or contact 9592046860.

About Kota:

Kota is also known as Kotah. Kota is a city of Rajasthan in India. Located on the Chambal River, the town is the trade hub for an area in which millet, rice or oilseeds are grown and include natural cotton and oilseed industries, fabric weaving, distilling, dairying, production of metal handcrafts, plant foods, substances and technological innovation equipment.

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Gold Loan Interest Rate of Different Banks - Updated on 2019

 
Bank  Gold Loan Rate 
HDFC Bank 10.75%
Yes Bank  10.85%
Axis Bank 10.90%
SBI Gold Loan 11.50%
ICICI Bank 11.75%
IIFL Gold Loan 11.75%
Allahabad Bank Gold Loan 11.75%
Muthoot Gold Loan 12.00%
Federal Bank Gold Loan 12.00%
Manappuram Gold Loan  12.25%
IDBI Bank 12.25%
PNB Gold Loan 12.25%