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Gold Loan in Kurnool

Gold is the precious asset of every common man in this world. People are emotionally attached to this personal asset. People kept their gold in closed drawers. But what is the point of keeping that gold in a closed drawer, if it could not help you in your bad time? Taking Loan against Gold is the best option to overcome all of the financial issues.

What is Gold Loan?

Gold Loan is the best financial tool that helps an individual to cater the required amount of money without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Taking Loan against Gold is the best option to overcome all of the financial issues. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes.

Why should one choose Gold Loan Kurnool?

  1. Minimal Documentation
  2. Easy repayment schemes
  3. Hassle free process
  4. Safety and security of your gold
  5. Flexible repayment options
  6. Easy repayment schemes
  7. The Loan gets sanctioned in just a few minutes.
  8. Less interest rate on the female customer

Features of Gold Loan

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

Gold Loan Eligibility Criteria

  1. The minimum loan amount for taking a gold loan is Rs. 18,000. The maximum loan amount will depend upon the weight of the gold, profile of the customer, etc.
  2. Applicant Minimum: 21 years
  3. Applicant Maximum (at loan maturity): 60 years
  4. Gold jewelry should be owned by the applicant or any of the family members.
  5. A person should have a minimum of 10 Gram gold to avail the Loan.

Documents Required for Gold Loan

Borrower Identity

Two passport size colored photographs

Proof of Identity

Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.

Residence Proof

Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

Signature Proof

Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional

Land Proof

In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.

Demand Promissory Note

Certificate by the Jewel Appraiser (Bank will arrange).

Income proof

Salary Certificate and Form No.16.

Best Rate on Gold Loan

Collateral Required

Gold Jewellery / Gold Bars

Loan Tenure

6 Months / 12 Months (can be renewed up to 3 Years)

Max Funding

Up to 90% of Gold Value

Pre Closure Charges

0 % to 2 % of the outstanding loan amount

The Rate of Interest

The interest rates are very much less as compared to unsecured loans. It takes only 30 minutes to get disbursed.

Gold Loan interest rate

10.50% onward

Processing fee

1.5%

Lone Tenure

3month to 36month

Loan Amount

RS.18k to RS. 1cr

The purity of eligible gold

18carat to 22carrat

Benefits apply through Dialabank

  1. Personalized Service - Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.
  2. Rate Comparison - We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
  3. Research - Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.
  4. Zero Charges - Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Gold Loan deal at no extra cost.
  5. Unbiased and Transparent Search - Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.

About Kurnool

Kurnool is a city of Andhra Pradesh in Kurnool district which is state of southern India. It is about 212 km south state of capital Hyderabad. This district is an administrative seat. The gateway to Rayalaseema is kool and the largest city in this area. If you need a Gold Loan in Kurnool is very simple just you have to fill up the form and after that, we provide you all information regarding gold loan and provide you best interest rate in the market

How to Apply?

  1.  Visit our website www.dialabank.com   
  2. Call us for more details 95920-46860
  3. We assure you that we will provide you with the lowest interest rates as compared to others.

Other Cities Near Kurnool That Provides Gold Loan

Gold Loan Amaravati Gold Loan Kakinada
Gold Loan Rajahmundry Gold Loan Guntur
Gold Loan Vijayawada Gold Loan Nellore
Gold Loan Tirupati Gold Loan Vinukonda
Gold Loan Kadapa Gold Loan Proddattur
 

 

Other Leading Gold Loan Providers in Kurnool
Manappuram Gold Loan Axis Bank Gold Loan HDFC Gold Loan Other Gold Loan Providers

 


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