Gold Loan in 5 Minutes at 1% p.m.

Gold Loan


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The loan that offers money to people by involving gold as collateral is known as a Gold Loan. It is an offer that offers the money according to the market rate of gold. It is a multipurpose scheme that can be used for any purpose according to the requirement.


Gold Loan Interest Rates:


Gold Loan Scheme Loan Tenure / Period Rate of Interest (p.a.)
TrueValue Loan  12 months 12.5 % to 15.5 %


Why one should choose Gold Loan in Ludhiana?

  • It is a quick and fast way to make money.
  • The applicant has options to pay only interest during the tenure of the loan.
  • It involves simple procedures and fast Loan approvals.
  • It requires minimal documentation as compared to other loans.
  • It does not require any cosigner.


Documents Required for Gold Loan

  • Proof of Identity: Passport Copy/ Voters ID card/ Driving License.
  • Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. 
  • Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
  • 2 passport size photographs.


Additional Documents Required


  • Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. Proof is not required for allied agriculture purposes.
  • A Demand Promissory Note.
  • Certificate by the Jewel Appraiser (Bank will arrange).
  • Income Proof: Salary Certificate and Form No.16.


Features of Gold Loan

Following are the Features of Gold Loan:

  • You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  • You get 100% Safety & Security of your Gold Jewellery
  • Get your Loan processed in less than 30 minutes
  • Enjoy Anytime Liquidity.
  • No EMI, Service only Interest and enjoy the Loan facility
  • Lower Interest Rates
  • Simple documentation and fast processing.
  • Overdraft limit varies depending on the market rate of gold.
  • The interest rate is payable only amount of the overdraft that you use.


About Ludhiana

Ludhiana is a town and a municipal corporation in Ludhiana section in the Native Indian condition of Punjab. It is the biggest town in the Punjab state. It is a significant business heart of southern region Native Indian.


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