Best Banks for Car Loan in Hardoi
Car Loan Hardoi Features
Need to buy a new car? Facing a shortage of cash? No need to worry now. Car Loan is the easiest and convenient way to finance your car at affordable car loan interest rates and require minimum documentation. The eligibility criteria aren’t also stringent as compared to the other loans. If an individual has a stable source of income and necessary documents, then the banks and NBFCs provide car loans easily without any hassle.
Some important feature of a car loan in the city are:
- The lowest rate of interest on car loans available.
- Loan disbursal within a few hours of applying with us.
- Expert advice on a car loan for free.
Car Loan Hardoi Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Hardoi Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Hardoi Eligibility Criteria
The car loan eligibility requirements are as followed in Hardoi:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Hardoi
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Hardoi
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Hardoi
CIBIL score is an important criterion based on which the banks and NBFCs approve a car loan in Hardoi to any customer. The minimum requirement of a CIBIL score for a car loan is different for every lending institution. Generally, a score above 800 is considered to be decent for any individual to be eligible to apply for a car loan in the city.
It is important all the pending dues and debts should be cleared in order to maintain a good credit score. For availing a fresh loan in the future, the default in your credit score may arise problems in your opportunities.
Car Loan Hardoi Contact Number
You can visit DialaBank or call on 9878981166 to get personalized assistance, and also get an instant car loan in Hardoi. Our experts are well trained in order to provide you with a deal most suited for you and will assist you in the best way possible.
Pre Calculated EMI Table for Car Loan Hardoi
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
You can calculate your EMI here: Car Loan EMI Calculator
About Hardoi
Hardoi is a city and municipal board in Hardoi district in the Indian state of Uttar Pradesh. It is the administrative headquarters of Hardoi district.
Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.
Car Loan EMI Calculator
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