Best Banks for Car Loan in Kolhapur
Feature
HDFC Bank
Private Bank
Interest Rate (p.a.)
7.35 % - 7.95 %
8.5 % - 9.5 %
11 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Car Loan Kolhapur Features
The car loan is a financial compensation granted by banks and finance corporations to fulfill your dream of having your car. They provide important funding for buying a car which can be on Ex-Showroom Price or On-Road Price of the car.
Since it is a secured loan with easy repayment choices, the loan amount is granted on Interest charges which are variable from one bank to another.
Car Loan Kolhapur has an objective. It aims to provide financial assistance to all of its customers at the best affordable interest rates in the city. With the guidance of Dialabank, you can visit our website and apply for the car loan at many feasible rates.
Car Loan Kolhapur Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Kolhapur Documents Required
Documents required for car loan are as followed:
For Salaried candidates:
- Identification proof like Electoral Photo ID Card Aadharor Driving License is required.
- Residence proof like Electricity Bill, Passport Copy, or Telephone Bill is also required.
- As Income proofs, you have to present 3 to 6 months of salary slips along with Income Tax Returns.
- The bank statement of the six months is needed.
For Self-employed candidates:
- Identification proof like Electoral Photo ID Card Aadharor Driving License is required.
- Residence proof like Electricity Bill, Passport Copy, or Telephone Bill is also required.
- Income Tax Return is recognized as income proof.
- The bank statement of the six months is needed.
Car Loan Kolhapur Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried people:
- The minimum age is 21 years.
- The maximum age at loan maturity is ought to be 65 years.
- An individual should be working for a year in the current job, and 2 years of total employment as a minimum.
- The individual should have 1 lac Indian rupees as his or her net annual income.
For Self-Employed people:
- The minimum age is 21 years.
- The maximum age at loan maturity is ought to be 65 years.
- The business should be operating for at least 3 years.
- The net profit is Rs 60,000 per annum for the standard cars and Rs 1,00,000 per annum for the premium medium-sized cars.
How to Apply for Car Loan in Kolhapur?
- Visit our webpage Dialabank from your PC browser or mobile phone.
- Visit the Car loan section on the page or click at the Car Loan right now.
- The candidate will be granted all the details of the car loan where they can select their preferred city, loan, according to their interests.
- For a better understanding of car loans, call on 9878981166.
Car Loan for major car manufacturers in Kolhapur
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Kolhapur
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Kolhapur
Every finance company or Bank has its criteria for the minimum CIBIL score eligible for processing the Car Loan application in Kolhapur so they can diminish the risk of lending to you. Most companies charge a minimum score of CIBIL of 750 or higher to process your loan application. Also having a good CIBIL score can get you a cheaper rate of interest.
The institutions don’t only see your overall score but also the appropriate behavior on the earlier loans taken. This comprises details on the type of loan taken and the amount borrowed. Any hung payments for previous loans can act as a barrier to your availing a fresh loan.
Car Loan Kolhapur Contact Number
You can get a car loan Kolhapur immediately from Dialabank by dialing 9878981166.
Pre Calculated EMI Table for Car Loan Kolhapur
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Kolhapur
Located in Maharashtra, Kolhapur is a city on the banks of the Panchaganga River. It is famous for its temples and beautiful architecture. The ancient Mahalakshmi Temple of the city is a Pilgrimage for Hindus across the nation. Besides, there is an old palace with a small museum displaying stuffed wild animals called Bhavani Mandapa. Apart from all this, there is a Rankala Lake, and the hilltop Jyotiba Temple complex is on the city’s outskirts.
Car Loan EMI Calculator Kolhapur
Online Car Loan EMI Calculator
Other Car Loan Cities in Maharashtra
Car Loan Jamner | Car Loan Gadhinglaj |
Car Loan Jalna | Car Loan Dhule |
Car Loan Jalgaon | Car Loan Daund |
Car Loan Ichalkaranji | Car Loan Dahanu |