Best Banks for Car Loan in Purulia
Car Loan Purulia Features
Want to own a car? But don’t have the funds for it? You have come to the right place! Car loans are offered by banks and NBFCs, and Dialabank is here to help you avail those loans easily for both brand-new and second-hand cars, and for both ex-showroom and on-road prices. If you are a resident of Purulia, you have access to a wide range of appealing features for a car loan: –
- Car loans are available at lowest car loan interest rates, which may vary from bank to bank.
- Almost all major banks and NBFCs offer car loans in Purulia in your vicinity
- The documentation process is quick and hassle-free
- Car loans are easily available through DialaBank
Car Loan Purulia Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Purulia Documents Required
Documents required for car loan are as followed:
For salaried:
- Identity Proof such as your passport copy, PAN card, voters ID card, driving license.
- Secondly, income proof which, for Salaried employees includes the latest 3-month salary slip with form 16
- It also required an address proof, any one thing among your ration card/driving license/voters card/passport copy/telephone bill/electricity bill/life insurance policy, or your PAN card.
- Lastly, your bank statements from the last 6 months will be required
For self-employed:
- Identity Proof such as your passport copy, PAN card, voters ID card, driving license.
- Secondly, income proof – the latest ITR proof.
- It also required an address proof, any one thing among your ration card/driving license/voters card/passport copy/telephone bill/electricity bill/life insurance policy, or your PAN card.
- Lastly, your bank statements from the last 6 months will be required
Car Loan Purulia Eligibility Criteria
The car loan eligibility requirements are as followed:
For salaried:
- The minimum age should be 21 years
- While the maximum age at loan maturity should be 60 years
- The minimum employment period for a salaried individual should be 1 year in current employment and a minimum of 2 years of total employment
- Lastly, the minimum annual income for a salaried employee should be Rs 100000 net annual income
For self-employed:
- The minimum age should be 30 years
- While the maximum age at loan maturity should be 65 years
- The minimum employment period for the self-employed, it should be at least 3 years in business.
- Lastly, the net profit should be Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Purulia
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Purulia
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Purulia
The CIBIL score is referred to as what defines your ability to pay off your credits. A higher Credit score means good credit history and makes your car loan application process smooth and easy to be processed. Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Purulia. This score may again vary from bank to bank. In case of a low CIBIL score than the required value, you will be required to pay a high rate interest rate on the loan amount. Thus, a CIBIL score is an important factor in a car loan.
Car Loan Purulia Contact Number
In case of any queries regarding a car loan in Purulia, you may dial-up the number 9878981166 for any sort of assistance.
Pre Calculated EMI Table for Car Loan Purulia
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator
Online Car Loan EMI Calculator
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