Purchasing a car is the dream of every Indian and today it becomes the status symbol of everyone. Nowadays, several banks and lending institutions provide a car loan at the lowest interest rate and affordable EMIs. A car loan can be helpful for those consumers who want to buy a new car but they do not get the car because of lack of money. It helps the borrower to build their credit history if the borrowers make their monthly payments on time.

Features and Benefits

  1. Affordable
  2. Simple and Hassle free
  3. Easy to pay back
  4. Flexibility of payment
  5. Speedy Approval in 4 hours
  6. Minimum Documentation
  7. Attractive Interest Rates

car loan

Documentation

  1. 3 photographs
  2. Identity Proof- Aadhar card, PAN Card, Voters ID card, Driving License
  3. IncomeProof- For Salaried Latest salary slip of 6 months, For Self- Employed Latest 1 year ITR
  4. Address Proof- Ration card, Driving license, Voters card, Passport Copy, Telephone Bill, Electricity Bill etc.

Eligibility Criteria of Car Loan Badgam

Following are the Eligibility of Car Loan in Badgam:

  1. Minimum Age of Applicant: 21 years
  2. Maximum Age: 65 years (at the time of the maturity of the loan)
  3. Minimum Employment for Salaried: 1 year in current employment and minimum 2 years of employment in general
  4. Minimum Employment  for Self Employed: 2 years in the same Business
  5. Minimum Income: Rs.18,000/-

Interest Rates and Charges: 

New Car Loan Interest Rate

Used Car Loan  Interest Rate

    Processing Fee   

less than 3 lacs-10.25%

more than 3 lacs 8.70-9.25%

14.00 % 

NC: Rs.1250+GST

UC: Rs.2500+GST

 

Fee & Charges

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Up to 2.5 Lacs: Rs.2825

Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<

Maximum 5000

*SPECIAL OFFER from DialaBank: Rs.1750/-*

Loan cancellation / re-booking charges

In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-


How to Apply?

Apply online on www.dialabank.com

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Car Loan
  5. Axis Bank Car Loan
  6. SBI Car Loan
  7. Canara Bank Car Loan
  8. IndusInd Bank Car Loan

About Badgam

The town of Badgam is a notified area committee in Badgam district, Jammu & Kashmir. It had a population of 15,932. It has a station on the Kashmir Railway line called Rajwansher station. Badgam is the second largest town in Jammu & Kashmir after Shia.

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Used Car Loan EMI Calculator

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Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly
 
Other Leading  Loan Options (Click to Apply)

Gold Loan Badgam

Personal Loan Badgam

Business Loan Badgam