Best Banks for Car Loan in Jamui
Car Loan Jamui Features
Having a dream of owning a car? But don’t have enough money? Here is the best solution for you. We Dialabank help customers to compare, analyze and get the best possible loan as per their needs.
A car loan is financial funding provided by banks and NBFC’s to enable you to buy the car of your choice without any hesitation. It is not a difficult task nowadays availing for a car loan as numerous products have come into the market to cater to the needs of a buyer. Moreover, financial institutions also provide the service of used car loans which can be used for financing a used car if you want to buy a pre-owned car. Car Loans come at an affordable car loan interest rates and require minimal documentation and have a flexible repayment structure.
Car Loan Jamui Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Jamui Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
-
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Jamui Eligibility Criteria
The car loan eligibility criteria requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Jamui
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Jamui
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Jamui
One of the most important aspects considered by the lending institutions while processing a loan application is the CIBIL score of the applicant. The CIBIL score or the credit score basically denotes the creditworthiness of an individual based on their previous loan lending and repayment behaviour.
In order to maintain a good credit score, it is important that one should clear all the pending dues and debts. For avail a car loan in the future, default in your credit score may decline your opportunities.
Car Loan Jamui Contact Number
You can visit our website DialaBank , to get an instant car loan or call on 9878981166 to get assistance free of cost. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.
Pre Calculated EMI Table for Car Loan Jamui
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
You can calculate your EMI here: Car Loan EMI Calculator
About Jamui
In the Indian state of Bihar, Jamui is a town and a municipality in Jamui district. It is also well known as the district headquarter of Jamui district. As a result of its separation from Munger, Jamui was formed as a district on 21 February 1991.
From the period of the Mahabharata war, the historical existence of Jamui has been observed. Archaeological and historical evidence shows its close association with the Jain tradition for a long past to the present time. A large part of this area is covered by forest.
As of 2011 India census, Jamui had a population of 87,357.
Special Note: Banks do not provide Car Loans to applicants with poor credit behaviour, but one can fulfil their money requirement with Gold Loan easily.
Car Loan EMI Calculator
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